A
A-Rated Banks in Texas
149 banks · Average score: 91/100 · FDIC data from Q2 2024
| # | Bank | City | Score | Assets | Tier 1 Capital | NPL Ratio | Liquidity |
|---|---|---|---|---|---|---|---|
| 1 | Arrowhead Bank | Llano | 100 | $287M | 17.42% | 0.00% | 38.13% |
| 2 | Zavala County Bank | Crystal City | 100 | $77M | 63.42% | 0.00% | 84.80% |
| 3 | Texas State Bank | San Angelo | 100 | $402M | 19.41% | 0.00% | 34.86% |
| 4 | Texas Community Bank | Laredo | 100 | $2.0B | 24.72% | 0.04% | 44.73% |
| 5 | Titan Bank N A | Mineral Wells | 100 | $578M | 22.90% | 0.07% | 48.93% |
| 6 | Grandview Bank | Grandview | 100 | $642M | 16.21% | 0.02% | 31.15% |
| 7 | Big Bend Banks N A | Marfa | 100 | $156M | 38.37% | 0.00% | 82.33% |
| 8 | First Command Bank | Fort Worth | 100 | $1.0B | 17.44% | 0.07% | 54.43% |
| 9 | First Nb of Stanton | Stanton | 100 | $375M | 32.47% | 0.00% | 68.85% |
| 10 | Trinity Bank N A | Fort Worth | 100 | $463M | 16.20% | 0.00% | 33.42% |
| 11 | Charles Schwab Trust Bank | Westlake | 100 | $9.5B | 92.79% | 0.00% | 97.23% |
| 12 | Columbus State Bank | Columbus | 99 | $152M | 32.00% | 0.00% | 95.92% |
| 13 | Kress National Bank | Kress | 99 | $50M | 24.10% | 0.00% | 63.98% |
| 14 | Tib National Assn | Farmers Branch | 99 | $2.9B | 17.31% | 0.02% | 35.45% |
| 15 | First Nb of Dublin | Dublin | 99 | $128M | 15.88% | 0.10% | 30.49% |
| 16 | Menard Bank | Menard | 99 | $79M | 20.39% | 0.00% | 83.81% |
| 17 | First Nb of Mertzon | Mertzon | 99 | $506M | 75.85% | 0.09% | 83.99% |
| 18 | First Texas Bank | Georgetown | 98 | $882M | 19.52% | 0.00% | 61.52% |
| 19 | Pointwest Bank | West | 98 | $132M | 28.44% | 0.00% | 59.19% |
| 20 | Junction National Bank | Junction | 98 | $87M | 33.72% | 0.04% | 76.30% |
| 21 | Tejas Bank | Monahans | 98 | $232M | 17.25% | 0.26% | 31.68% |
| 22 | Sage Capital Bank | Gonzales | 98 | $664M | 16.93% | 0.00% | 38.77% |
| 23 | Sanger Bank | Sanger | 98 | $200M | 24.28% | 0.00% | 31.12% |
| 24 | First National Bank of Anson | Anson | 98 | $71M | 15.69% | 0.26% | 35.59% |
| 25 | First Nb of Ballinger | Ballinger | 98 | $256M | 15.73% | 0.08% | 34.98% |
| 26 | Peoples State Bank | Shepherd | 97 | $174M | 19.93% | 0.07% | 53.57% |
| 27 | Bank&Trust SSB | Del Rio | 97 | $526M | 17.63% | 0.01% | 29.00% |
| 28 | Hill Bank&Trust Co | Weimar | 97 | $149M | 34.47% | 0.00% | 90.60% |
| 29 | Southtrust Bank N A | George West | 97 | $551M | 17.91% | 0.10% | 35.64% |
| 30 | First State Bank of Odem | Odem | 97 | $195M | 28.40% | 0.52% | 45.75% |
| 31 | Southside Bank | Tyler | 97 | $8.4B | 15.26% | 0.13% | 37.16% |
| 32 | Charter Bank | Corpus Christi | 97 | $298M | 16.47% | 0.55% | 36.87% |
| 33 | Falcon International Bank | Laredo | 97 | $2.0B | 20.27% | 0.56% | 35.41% |
| 34 | First Bank of Celeste | Celeste | 97 | $78M | 18.67% | 0.00% | 61.61% |
| 35 | First Nb of Sterling City | Sterling City | 97 | $223M | 36.93% | 0.00% | 82.99% |
| 36 | Pegasus Bank | Dallas | 97 | $1.3B | 14.86% | 0.01% | 34.11% |
| 37 | Buckholts State Bank | Buckholts | 96 | $118M | 25.85% | 0.64% | 33.42% |
| 38 | Commercial Bank of Texas NA | Nacogdoches | 96 | $1.4B | 14.71% | 0.10% | 29.12% |
| 39 | Mcbank | Goldthwaite | 96 | $420M | 19.51% | 0.24% | 51.79% |
| 40 | Prosperity Bank | El Campo | 96 | $39.8B | 15.35% | 0.38% | 33.23% |
| 41 | Brady National Bank | Brady | 96 | $137M | 18.07% | 0.00% | 41.63% |
| 42 | First National Bank of Lipan | Lipan | 96 | $27M | 28.99% | 0.00% | 60.32% |
| 43 | First Nb of Livingston | Livingston | 96 | $492M | 32.99% | 0.03% | 56.39% |
| 44 | Charles Schwab Premier Bk Ss | Westlake | 96 | $25.5B | 56.34% | 0.00% | 94.18% |
| 45 | Normangee State Bank | Normangee | 96 | $148M | 29.03% | 0.08% | 40.74% |
| 46 | First Security State Bank | Cranfills Gap | 95 | $169M | 17.79% | 0.01% | 53.48% |
| 47 | First Commercial Bank NA | Seguin | 95 | $491M | 15.10% | 0.02% | 28.05% |
| 48 | Boc Bank | Mclean | 95 | $201M | 16.04% | 0.00% | 32.05% |
| 49 | Texas Traditions Bank | Katy | 95 | $240M | 20.24% | 0.00% | 30.59% |
| 50 | Donley County State Bank | Clarendon | 94 | $46M | 54.42% | 0.41% | 79.11% |
| 51 | Community Nb&T of Texas | Corsicana | 94 | $1.3B | 15.21% | 0.05% | 25.59% |
| 52 | Pavillion Bank | Richardson | 94 | $69M | 22.70% | 0.00% | 23.88% |
| 53 | Lone Star National Bank | Pharr | 94 | $3.0B | 20.90% | 0.58% | 44.83% |
| 54 | Rio Bank | Mcallen | 94 | $884M | 15.19% | 0.47% | 39.40% |
| 55 | First Nb of Bastrop | Bastrop | 94 | $947M | 19.42% | 0.21% | 39.49% |
| 56 | Brenham National Bank | Brenham | 94 | $477M | 17.43% | 0.19% | 47.20% |
| 57 | Liberty Capital Bank | Addison | 94 | $415M | 15.96% | 0.00% | 28.20% |
| 58 | Haskell National Bank | Haskell | 93 | $74M | 28.91% | 0.00% | 60.52% |
| 59 | Txn Bank | Hondo | 93 | $655M | 16.33% | 0.09% | 45.92% |
| 60 | Hometown Bank National Assn | Galveston | 93 | $949M | 16.24% | 0.14% | 38.94% |
| 61 | Texas Exchange Bank | Crowley | 93 | $3.9B | 19.90% | 1.25% | 36.95% |
| 62 | Bank of the West | Grapevine | 93 | $778M | 14.64% | 0.69% | 37.24% |
| 63 | Citizens Nb of Hillsboro | Hillsboro | 93 | $212M | 30.88% | 0.13% | 68.99% |
| 64 | Jacksboro National Bank | Jacksboro | 93 | $309M | 18.56% | 0.12% | 46.29% |
| 65 | Kleberg Bank N A | Kingsville | 93 | $694M | 13.84% | 0.15% | 29.57% |
| 66 | Charles Schwab Bank SSB | Westlake | 93 | $273.8B | 39.89% | 0.05% | 81.68% |
| 67 | Texas Heritage Bank | Boerne | 92 | $225M | 14.71% | 0.24% | 28.60% |
| 68 | Bridge City State Bank | Bridge City | 92 | $212M | 23.79% | 0.81% | 52.55% |
| 69 | Community National Bank | Midland | 92 | $2.2B | 13.71% | 0.47% | 28.00% |
| 70 | City Nb of Colorado City | Colorado City | 92 | $279M | 18.15% | 0.32% | 27.26% |
| 71 | Cypress Bank SSB | Pittsburg | 92 | $231M | 17.89% | 0.26% | 29.18% |
| 72 | Shelby Savings Bank SSB | Center | 92 | $412M | 15.48% | 0.12% | 25.24% |
| 73 | Verabank National Assn | Henderson | 92 | $4.1B | 14.65% | 0.29% | 26.69% |
| 74 | Horizon Bank SSB | Austin | 92 | $2.4B | 12.62% | 0.00% | 32.14% |
| 75 | First Nb of Central Texas | Waco | 92 | $1.6B | 15.36% | 0.34% | 24.08% |
| 76 | Extraco Banks National Assn | Temple | 92 | $2.4B | 14.12% | 0.10% | 44.31% |
| 77 | Fannin Bank | Bonham | 92 | $140M | 14.34% | 0.24% | 35.69% |
| 78 | First Stb of San Diego | San Diego | 91 | $73M | 23.97% | 0.70% | 71.39% |
| 79 | Victory Bank | Lubbock | 91 | $149M | 34.37% | 0.13% | 42.39% |
| 80 | Texas First Bank | Texas City | 91 | $2.2B | 13.66% | 0.28% | 39.43% |
| 81 | Dalhart Fs&la SSB | Dalhart | 91 | $140M | 23.67% | 0.00% | 34.01% |
| 82 | Ciera Bank | Graham | 91 | $903M | 13.65% | 0.10% | 27.58% |
| 83 | First Nb of Hebbronville | Hebbronville | 91 | $83M | 45.97% | 0.61% | 59.01% |
| 84 | Ozona Bank | Ozona | 91 | $363M | 22.98% | 0.57% | 60.09% |
| 85 | Frost Bank | San Antonio | 91 | $48.9B | 13.56% | 0.44% | 52.77% |
| 86 | Spur Security Bank | Spur | 90 | $89M | 22.08% | 0.00% | 41.52% |
| 87 | Coleman County State Bank | Coleman | 90 | $208M | 13.74% | 0.60% | 29.02% |
| 88 | Pilgrim Bank | Pittsburg | 90 | $693M | 14.77% | 0.04% | 25.53% |
| 89 | Citizens 1st Bank | Tyler | 90 | $728M | 37.54% | 0.96% | 42.12% |
| 90 | First Nb of Lake Jackson | Lake Jackson | 90 | $236M | 43.55% | 0.00% | 86.10% |
| 91 | Lovelady State Bank | Lovelady | 90 | $50M | 22.82% | 1.41% | 45.55% |
| 92 | Spring Hill State Bank | Longview | 90 | $240M | 24.71% | 0.19% | 22.74% |
| 93 | Texas National Bank | Mercedes | 90 | $841M | 15.95% | 0.64% | 27.66% |
| 94 | Texasbank | Brownwood | 89 | $2.3B | 16.87% | 0.76% | 24.41% |
| 95 | Greater State Bank | Mcallen | 89 | $163M | 13.82% | 0.05% | 25.11% |
| 96 | Wells Fargo Bank S Cntl NA | Houston | 89 | $3.8B | 53.33% | 1.39% | 37.44% |
| 97 | First United Bank | Dimmitt | 88 | $2.2B | 15.50% | 1.66% | 32.30% |
| 98 | Broadway National Bank | San Antonio | 88 | $5.7B | 13.30% | 0.53% | 36.00% |
| 99 | Commercial Nb of Texarkana | Texarkana | 88 | $307M | 14.13% | 0.00% | 22.82% |
| 100 | American Nb of Texas | Terrell | 88 | $5.5B | 13.01% | 0.12% | 39.32% |
| 101 | Texas Regional Bank | Harlingen | 88 | $2.7B | 13.48% | 0.35% | 36.98% |
| 102 | Trusttexas Bank SSB | Cuero | 88 | $391M | 21.95% | 0.31% | 48.32% |
| 103 | Lamesa National Bank | Lamesa | 88 | $384M | 28.22% | 1.37% | 77.98% |
| 104 | First Bank&Trust of Memphis | Memphis | 88 | $72M | 17.97% | 1.98% | 31.32% |
| 105 | City National Bank of Taylor | Taylor | 88 | $240M | 26.22% | 0.79% | 38.15% |
| 106 | Texas Advantage Cmty Bank NA | Alvin | 88 | $196M | 17.90% | 1.04% | 38.10% |
| 107 | Commercial State Bank | Palmer | 87 | $113M | 24.19% | 2.16% | 58.00% |
| 108 | American Bank of Commerce | Wolfforth | 87 | $1.4B | 12.91% | 0.38% | 32.15% |
| 109 | International Bk of Com | Laredo | 87 | $8.7B | 19.11% | 0.96% | 22.51% |
| 110 | Nexbank | Dallas | 87 | $15.3B | 13.70% | 1.11% | 29.87% |
| 111 | First Nb of Bosque County | Valley Mills | 87 | $175M | 15.63% | 1.34% | 25.52% |
| 112 | First State Bank of Uvalde | Uvalde | 87 | $1.9B | 28.45% | 1.71% | 61.26% |
| 113 | Guaranty Bank&Trust N A | Mount Pleasant | 86 | $3.1B | 14.82% | 0.28% | 20.80% |
| 114 | Southstar Bank SSB | Moulton | 86 | $1.2B | 17.15% | 0.16% | 18.37% |
| 115 | Inwood National Bank | Dallas | 86 | $4.6B | 13.72% | 0.74% | 44.29% |
| 116 | West Texas National Bank | Midland | 86 | $2.4B | 13.88% | 1.56% | 36.96% |
| 117 | Graham Savings&Loan SSB | Graham | 86 | $162M | 17.34% | 0.24% | 24.84% |
| 118 | Angelina Savings Bank SSB | Lufkin | 86 | $81M | 24.28% | 1.98% | 52.10% |
| 119 | City Nb of Sulphur Springs | Sulphur Springs | 86 | $1.3B | 14.16% | 1.00% | 25.29% |
| 120 | Herring Bank | Amarillo | 86 | $496M | 16.60% | 0.27% | 23.91% |
| 121 | Community B&T Waco Texas | Waco | 85 | $631M | 22.44% | 1.73% | 35.68% |
| 122 | Bank of Texas | Midland | 85 | $548M | 13.97% | 0.43% | 20.59% |
| 123 | American Bank National Assn | Corpus Christi | 85 | $2.5B | 12.72% | 0.29% | 27.80% |
| 124 | Commercial Nb of Brady | Brady | 85 | $320M | 11.80% | 0.24% | 25.21% |
| 125 | First National Bank Texas | Killeen | 85 | $4.2B | 21.25% | 1.80% | 49.83% |
| 126 | Pointbank | Pilot Point | 85 | $1.0B | 14.63% | 1.59% | 46.10% |
| 127 | Lone Star Capital Bank NA | San Antonio | 85 | $512M | 12.77% | 0.19% | 30.80% |
| 128 | Harmony Bank | Dallas | 85 | $823M | 12.66% | 0.14% | 26.30% |
| 129 | Vista Bank | Dallas | 83 | $2.2B | 13.60% | 0.22% | 20.98% |
| 130 | Cornerstone Capital Bank SSB | Roscoe | 83 | $2.3B | 26.85% | 1.99% | 36.38% |
| 131 | Citizens Bank National Assn | Abilene | 83 | $131M | 12.80% | 1.03% | 36.10% |
| 132 | National Bank of Andrews | Andrews | 83 | $295M | 13.51% | 0.12% | 17.95% |
| 133 | Benchmark Bank | Plano | 83 | $1.1B | 12.93% | 0.11% | 21.50% |
| 134 | Fayette Savings Bank SSB | La Grange | 83 | $458M | 15.26% | 0.60% | 19.72% |
| 135 | Weststar Bank | El Paso | 83 | $3.3B | 12.18% | 0.86% | 27.06% |
| 136 | American Momentum Bank | College Station | 83 | $2.6B | 19.15% | 0.66% | 17.28% |
| 137 | First-Lockhart National Bank | Lockhart | 82 | $383M | 12.80% | 0.02% | 23.76% |
| 138 | Unity Nb of Houston | Houston | 82 | $227M | 15.79% | 3.08% | 42.68% |
| 139 | Gilmer Nb Gilmer Texas | Gilmer | 82 | $336M | 15.28% | 1.36% | 25.49% |
| 140 | Texas Capital Bank | Dallas | 82 | $29.7B | 13.16% | 0.39% | 24.37% |
| 141 | Citizens Nb of Texas | Waxahachie | 82 | $1.9B | 13.84% | 0.25% | 16.76% |
| 142 | Texas Security Bank | Dallas | 82 | $1.2B | 12.82% | 0.06% | 23.10% |
| 143 | Wallis Bank | Wallis | 81 | $1.3B | 11.84% | 0.03% | 19.64% |
| 144 | Anahuac National Bank | Anahuac | 81 | $241M | 24.12% | 2.42% | 55.81% |
| 145 | Legend Bank N A | Bowie | 81 | $1.1B | 12.54% | 0.32% | 21.19% |
| 146 | Incommons Bank N A | Mexia | 81 | $265M | 12.32% | 0.50% | 24.64% |
| 147 | Vantage Bank Texas | San Antonio | 81 | $4.4B | 11.45% | 0.60% | 25.19% |
| 148 | First Nb of Sonora | Sonora | 80 | $611M | 13.03% | 0.85% | 24.48% |
| 149 | Comerica Bank | Dallas | 80 | $79.6B | 11.27% | 0.46% | 25.84% |