Updated June 2026 · FDIC Call Report Q2 2024

A-Rated Banks in Texas

226 banks · Average score: 90/100 · Combined assets $695.1B

226 banks in this state currently hold A grades, averaging a composite score of 90/100. Within the tier, individual bank profiles still vary materially on which factor is driving the grade — review the table below for the per-bank breakdown. The tier averages a Tier 1 capital ratio of 19.66% and an NPL ratio of 0.40%, sourced from the most recent FDIC quarterly Call Report.

226 Texas banks earn an A grade on the BankHealth composite, with an average score of 90/100. A-grade banks combine strong Tier 1 capital, clean loan books, comfortable liquidity, and solid ROA.

State-and-grade combinations help depositors and policy researchers identify clusters of banking health (or stress) within a specific geography. The list below ranks Texas A-grade banks by health score with links to each bank's full profile.

A B CDF

What "A" Means in Practice

A-graded banks in Texas are the strongest tier — institutions with composite Bank Health Scores of 80 or higher across capital, loan quality, liquidity, and profitability. Currently 226 banks chartered in Texas qualify. A grades typically reflect well-above-regulatory capital cushions (often 12%+ Tier 1), sub-1% nonperforming loans, and ample liquidity buffers. Many A-graded banks are conservatively run community institutions or specialty banks with focused, lower-risk loan portfolios.

For depositors: A-graded institutions face less probability of regulatory action than peers, all else equal. That said, FDIC insurance — not the bank's grade — protects deposits up to $250,000 per depositor, per insured bank, per ownership category. The grade describes regulatory cushion; insurance describes guaranteed protection.

Tier-Wide Snapshot in Texas

Banks in this grade tier	226
Combined assets	$695.1B
Average composite score	90/100
Average Tier 1 capital ratio	19.66%
Average NPL ratio	0.40%

All A-Graded Banks in Texas

#	Bank	City	Score	Assets	Tier 1 Capital	NPL Ratio	Liquidity
1	Arrowhead Bank	Llano	100	$287M	17.42%	0.00%	38.13%
2	Zavala County Bank	Crystal City	100	$77M	63.42%	0.00%	84.80%
3	Texas State Bank	San Angelo	100	$402M	19.41%	0.00%	34.86%
4	Bk San Jacinto Cnty Coldspri	Coldspring	100	$46M	15.11%	0.00%	71.45%
5	Texas Community Bank	Laredo	100	$2.0B	24.72%	0.04%	44.73%
6	Citizens Nb of Crosbyton	Crosbyton	100	$65M	17.35%	0.00%	71.93%
7	Titan Bank N A	Mineral Wells	100	$578M	22.90%	0.07%	48.93%
8	Grandview Bank	Grandview	100	$642M	16.21%	0.02%	31.15%
9	Big Bend Banks N A	Marfa	100	$156M	38.37%	0.00%	82.33%
10	First Command Bank	Fort Worth	100	$1.0B	17.44%	0.07%	54.43%
11	First Nb of Stanton	Stanton	100	$375M	32.47%	0.00%	68.85%
12	Legacy Trust Co N A	Houston	100	$34M	82.72%	0.00%	74.72%
13	Trinity Bank N A	Fort Worth	100	$463M	16.20%	0.00%	33.42%
14	First Finl Trust&Asset Mgnt	Abilene	100	$64M	103.59%	0.00%	90.33%
15	Charles Schwab Trust Bank	Westlake	100	$9.5B	92.79%	0.00%	97.23%
16	Columbus State Bank	Columbus	99	$152M	32.00%	0.00%	95.92%
17	Kress National Bank	Kress	99	$50M	24.10%	0.00%	63.98%
18	Tib National Assn	Farmers Branch	99	$2.9B	17.31%	0.02%	35.45%
19	First Nb of Dublin	Dublin	99	$128M	15.88%	0.10%	30.49%
20	Menard Bank	Menard	99	$79M	20.39%	0.00%	83.81%
21	First Nb of Mertzon	Mertzon	99	$506M	75.85%	0.09%	83.99%
22	Hightower Trust Co NA	Houston	99	$18M	79.95%	0.00%	91.11%
23	First Texas Bank	Georgetown	98	$882M	19.52%	0.00%	61.52%
24	Pointwest Bank	West	98	$132M	28.44%	0.00%	59.19%
25	Junction National Bank	Junction	98	$87M	33.72%	0.04%	76.30%
26	Muenster State Bank	Muenster	98	$208M	14.26%	0.00%	64.14%
27	First State Bank of Bedias	Bedias	98	$196M	18.18%	0.41%	31.17%
28	Tejas Bank	Monahans	98	$232M	17.25%	0.26%	31.68%
29	Sage Capital Bank	Gonzales	98	$664M	16.93%	0.00%	38.77%
30	Sanger Bank	Sanger	98	$200M	24.28%	0.00%	31.12%
31	First National Bank of Anson	Anson	98	$71M	15.69%	0.26%	35.59%
32	First Nb of Ballinger	Ballinger	98	$256M	15.73%	0.08%	34.98%
33	Peoples State Bank	Shepherd	97	$174M	19.93%	0.07%	53.57%
34	Bank&Trust SSB	Del Rio	97	$526M	17.63%	0.01%	29.00%
35	Hill Bank&Trust Co	Weimar	97	$149M	34.47%	0.00%	90.60%
36	Southtrust Bank N A	George West	97	$551M	17.91%	0.10%	35.64%
37	First State Bank of Odem	Odem	97	$195M	28.40%	0.52%	45.75%
38	Southside Bank	Tyler	97	$8.4B	15.26%	0.13%	37.16%
39	Charter Bank	Corpus Christi	97	$298M	16.47%	0.55%	36.87%
40	Falcon International Bank	Laredo	97	$2.0B	20.27%	0.56%	35.41%
41	First Bank of Celeste	Celeste	97	$78M	18.67%	0.00%	61.61%
42	First National Bank of Moody	Moody	97	$53M	18.64%	0.00%	54.35%
43	Perryton National Bank	Perryton	97	$190M	16.07%	0.00%	55.51%
44	First Nb of Sterling City	Sterling City	97	$223M	36.93%	0.00%	82.99%
45	First Nb of Winnsboro	Winnsboro	97	$160M	22.79%	0.52%	30.76%
46	Pegasus Bank	Dallas	97	$1.3B	14.86%	0.01%	34.11%
47	Buckholts State Bank	Buckholts	96	$118M	25.85%	0.64%	33.42%
48	Commercial Bank of Texas NA	Nacogdoches	96	$1.4B	14.71%	0.10%	29.12%
49	Lytle Stb of Lytle Texas	Lytle	96	$113M	14.21%	0.00%	54.87%
50	Mcbank	Goldthwaite	96	$420M	19.51%	0.24%	51.79%
51	Prosperity Bank	El Campo	96	$39.8B	15.35%	0.38%	33.23%
52	Atascosa Bank	Pleasanton	96	$84M	14.04%	0.00%	75.50%
53	Brady National Bank	Brady	96	$137M	18.07%	0.00%	41.63%
54	First National Bank of Lipan	Lipan	96	$27M	28.99%	0.00%	60.32%
55	First Nb of Livingston	Livingston	96	$492M	32.99%	0.03%	56.39%
56	Charles Schwab Premier Bk Ss	Westlake	96	$25.5B	56.34%	0.00%	94.18%
57	Normangee State Bank	Normangee	96	$148M	29.03%	0.08%	40.74%
58	First Security State Bank	Cranfills Gap	95	$169M	17.79%	0.01%	53.48%
59	First Commercial Bank NA	Seguin	95	$491M	15.10%	0.02%	28.05%
60	Boc Bank	Mclean	95	$201M	16.04%	0.00%	32.05%
61	Texas Traditions Bank	Katy	95	$240M	20.24%	0.00%	30.59%
62	Donley County State Bank	Clarendon	94	$46M	54.42%	0.41%	79.11%
63	First Stb of Ben Wheeler Tx	Ben Wheeler	94	$188M	14.36%	0.00%	56.21%
64	Community Nb&T of Texas	Corsicana	94	$1.3B	15.21%	0.05%	25.59%
65	Zapata National Bank	Zapata	94	$85M	14.65%	0.75%	52.57%
66	Pavillion Bank	Richardson	94	$69M	22.70%	0.00%	23.88%
67	Lone Star National Bank	Pharr	94	$3.0B	20.90%	0.58%	44.83%
68	Rio Bank	Mcallen	94	$884M	15.19%	0.47%	39.40%
69	First Nb of Bastrop	Bastrop	94	$947M	19.42%	0.21%	39.49%
70	Brenham National Bank	Brenham	94	$477M	17.43%	0.19%	47.20%
71	Primebank of Texas	Austin	94	$192M	14.37%	0.00%	35.43%
72	Liberty Capital Bank	Addison	94	$415M	15.96%	0.00%	28.20%
73	Haskell National Bank	Haskell	93	$74M	28.91%	0.00%	60.52%
74	Txn Bank	Hondo	93	$655M	16.33%	0.09%	45.92%
75	First Stb of Livingston	Livingston	93	$695M	14.54%	0.36%	64.31%
76	Freedom Bank	Alamo	93	$233M	14.26%	0.10%	28.77%
77	Hometown Bank National Assn	Galveston	93	$949M	16.24%	0.14%	38.94%
78	Valuebank Texas	Corpus Christi	93	$310M	12.26%	0.00%	43.19%
79	Texas Exchange Bank	Crowley	93	$3.9B	19.90%	1.25%	36.95%
80	Bank of the West	Grapevine	93	$778M	14.64%	0.69%	37.24%
81	Citizens Nb of Hillsboro	Hillsboro	93	$212M	30.88%	0.13%	68.99%
82	Jacksboro National Bank	Jacksboro	93	$309M	18.56%	0.12%	46.29%
83	Kleberg Bank N A	Kingsville	93	$694M	13.84%	0.15%	29.57%
84	Charles Schwab Bank SSB	Westlake	93	$273.8B	39.89%	0.05%	81.68%
85	Texas Heritage Bank	Boerne	92	$225M	14.71%	0.24%	28.60%
86	Stockmens Nb in Cotulla	Cotulla	92	$104M	12.49%	0.00%	67.33%
87	Marion State Bank	Marion	92	$139M	14.28%	0.56%	53.37%
88	Johnson City Bank	Johnson City	92	$139M	13.01%	0.07%	33.02%
89	Bridge City State Bank	Bridge City	92	$212M	23.79%	0.81%	52.55%
90	Community National Bank	Midland	92	$2.2B	13.71%	0.47%	28.00%
91	City Nb of Colorado City	Colorado City	92	$279M	18.15%	0.32%	27.26%
92	Cypress Bank SSB	Pittsburg	92	$231M	17.89%	0.26%	29.18%
93	Shelby Savings Bank SSB	Center	92	$412M	15.48%	0.12%	25.24%
94	Verabank National Assn	Henderson	92	$4.1B	14.65%	0.29%	26.69%
95	Horizon Bank SSB	Austin	92	$2.4B	12.62%	0.00%	32.14%
96	First Nb of Central Texas	Waco	92	$1.6B	15.36%	0.34%	24.08%
97	Extraco Banks National Assn	Temple	92	$2.4B	14.12%	0.10%	44.31%
98	Fannin Bank	Bonham	92	$140M	14.34%	0.24%	35.69%
99	One World Bank	Dallas	92	$218M	16.12%	0.00%	22.39%
100	First Stb of San Diego	San Diego	91	$73M	23.97%	0.70%	71.39%
101	Victory Bank	Lubbock	91	$149M	34.37%	0.13%	42.39%
102	American Nb of Mt Pleasant	Mount Pleasant	91	$133M	12.00%	0.09%	39.73%
103	Texas First Bank	Texas City	91	$2.2B	13.66%	0.28%	39.43%
104	Dalhart Fs&la SSB	Dalhart	91	$140M	23.67%	0.00%	34.01%
105	First Nb in Cooper	Cooper	91	$53M	13.32%	0.13%	32.92%
106	Ciera Bank	Graham	91	$903M	13.65%	0.10%	27.58%
107	First Nb of Hebbronville	Hebbronville	91	$83M	45.97%	0.61%	59.01%
108	First Nb of Huntsville	Huntsville	91	$526M	12.69%	0.13%	41.43%
109	Ozona Bank	Ozona	91	$363M	22.98%	0.57%	60.09%
110	Frost Bank	San Antonio	91	$48.9B	13.56%	0.44%	52.77%
111	Waggoner Nb of Vernon	Vernon	91	$325M	15.14%	1.41%	37.83%
112	Spur Security Bank	Spur	90	$89M	22.08%	0.00%	41.52%
113	Coleman County State Bank	Coleman	90	$208M	13.74%	0.60%	29.02%
114	Pilgrim Bank	Pittsburg	90	$693M	14.77%	0.04%	25.53%
115	Citizens 1st Bank	Tyler	90	$728M	37.54%	0.96%	42.12%
116	First Nb of Lake Jackson	Lake Jackson	90	$236M	43.55%	0.00%	86.10%
117	Lovelady State Bank	Lovelady	90	$50M	22.82%	1.41%	45.55%
118	Spring Hill State Bank	Longview	90	$240M	24.71%	0.19%	22.74%
119	Bandera Bank	Bandera	90	$93M	11.22%	0.00%	46.61%
120	Bank of South Texas	Mcallen	90	$165M	14.47%	0.95%	27.26%
121	Texas National Bank	Mercedes	90	$841M	15.95%	0.64%	27.66%
122	Texasbank	Brownwood	89	$2.3B	16.87%	0.76%	24.41%
123	State Nb of Big Spring	Big Spring	89	$555M	11.78%	0.00%	78.58%
124	Greater State Bank	Mcallen	89	$163M	13.82%	0.05%	25.11%
125	Wells Fargo Bank S Cntl NA	Houston	89	$3.8B	53.33%	1.39%	37.44%
126	Agility Bank National Assn	Houston	89	$83M	40.54%	0.02%	29.08%
127	First State Bank of Burnet	Burnet	88	$297M	12.22%	0.00%	58.55%
128	First United Bank	Dimmitt	88	$2.2B	15.50%	1.66%	32.30%
129	Broadway National Bank	San Antonio	88	$5.7B	13.30%	0.53%	36.00%
130	Maverick Bank	Fort Davis	88	$274M	11.51%	0.11%	59.02%
131	Commercial Nb of Texarkana	Texarkana	88	$307M	14.13%	0.00%	22.82%
132	Fidelity Bank of Texas	Waco	88	$122M	13.11%	0.00%	42.23%
133	First Nb of Burleson	Burleson	88	$261M	10.44%	0.00%	57.66%
134	American Nb of Texas	Terrell	88	$5.5B	13.01%	0.12%	39.32%
135	Texas Regional Bank	Harlingen	88	$2.7B	13.48%	0.35%	36.98%
136	Trusttexas Bank SSB	Cuero	88	$391M	21.95%	0.31%	48.32%
137	Falls City National Bank	Falls City	88	$570M	14.31%	1.63%	72.41%
138	Granger National Bank	Granger	88	$44M	19.26%	0.34%	76.18%
139	Lamesa National Bank	Lamesa	88	$384M	28.22%	1.37%	77.98%
140	First Bank&Trust of Memphis	Memphis	88	$72M	17.97%	1.98%	31.32%
141	City National Bank of Taylor	Taylor	88	$240M	26.22%	0.79%	38.15%
142	Texas Advantage Cmty Bank NA	Alvin	88	$196M	17.90%	1.04%	38.10%
143	Citizens Stb of Luling	Luling	87	$70M	15.03%	1.19%	27.76%
144	Commercial State Bank	Palmer	87	$113M	24.19%	2.16%	58.00%
145	First Nb in Falfurrias	Falfurrias	87	$77M	10.60%	0.18%	58.91%
146	Security Bank of Texas	Crawford	87	$134M	14.05%	0.13%	22.16%
147	First Nb in Port Lavaca	Port Lavaca	87	$386M	11.53%	0.02%	37.87%
148	American Bank of Commerce	Wolfforth	87	$1.4B	12.91%	0.38%	32.15%
149	International Bk of Com	Laredo	87	$8.7B	19.11%	0.96%	22.51%
150	Nexbank	Dallas	87	$15.3B	13.70%	1.11%	29.87%
151	First Nb of Bosque County	Valley Mills	87	$175M	15.63%	1.34%	25.52%
152	First State Bank of Uvalde	Uvalde	87	$1.9B	28.45%	1.71%	61.26%
153	Crowell State Bank	Crowell	86	$50M	11.11%	0.49%	49.44%
154	Guaranty Bank&Trust N A	Mount Pleasant	86	$3.1B	14.82%	0.28%	20.80%
155	Southstar Bank SSB	Moulton	86	$1.2B	17.15%	0.16%	18.37%
156	Pecos County State Bank	Fort Stockton	86	$320M	10.84%	0.08%	53.65%
157	First Nb of Fort Stockton	Fort Stockton	86	$137M	13.00%	0.85%	35.90%
158	Inwood National Bank	Dallas	86	$4.6B	13.72%	0.74%	44.29%
159	West Texas National Bank	Midland	86	$2.4B	13.88%	1.56%	36.96%
160	Chasewood Bank	Houston	86	$88M	14.08%	0.00%	23.58%
161	Texas Financial Bank	Eden	86	$136M	12.09%	0.00%	66.11%
162	Graham Savings&Loan SSB	Graham	86	$162M	17.34%	0.24%	24.84%
163	Angelina Savings Bank SSB	Lufkin	86	$81M	24.28%	1.98%	52.10%
164	City Nb of Sulphur Springs	Sulphur Springs	86	$1.3B	14.16%	1.00%	25.29%
165	Herring Bank	Amarillo	86	$496M	16.60%	0.27%	23.91%
166	State Bank of de Kalb	De Kalb	85	$455M	11.07%	0.17%	26.31%
167	Community B&T Waco Texas	Waco	85	$631M	22.44%	1.73%	35.68%
168	Plains State Bank	Humble	85	$852M	14.97%	1.33%	23.35%
169	Bank of Texas	Midland	85	$548M	13.97%	0.43%	20.59%
170	American Bank National Assn	Corpus Christi	85	$2.5B	12.72%	0.29%	27.80%
171	Commercial Nb of Brady	Brady	85	$320M	11.80%	0.24%	25.21%
172	Newfirst National Bank	El Campo	85	$919M	11.83%	0.15%	24.05%
173	First National Bank Texas	Killeen	85	$4.2B	21.25%	1.80%	49.83%
174	National Bank&Trust	La Grange	85	$221M	12.25%	0.03%	41.85%
175	Pointbank	Pilot Point	85	$1.0B	14.63%	1.59%	46.10%
176	Lone Star Capital Bank NA	San Antonio	85	$512M	12.77%	0.19%	30.80%
177	Harmony Bank	Dallas	85	$823M	12.66%	0.14%	26.30%
178	Industry State Bank	Industry	84	$850M	12.10%	0.01%	71.24%
179	Farmers Stb of Newcastle	Newcastle	84	$51M	11.62%	0.32%	52.45%
180	Commerce Bank Texas	Stockdale	84	$66M	11.47%	0.00%	43.04%
181	Pearland State Bank	Pearland	84	$192M	11.44%	0.33%	74.06%
182	Carmine State Bank	Carmine	84	$124M	11.32%	0.10%	70.19%
183	First Nb of Eldorado	Eldorado	84	$95M	15.97%	0.04%	13.76%
184	Moody National Bank	Galveston	84	$1.7B	14.04%	0.88%	26.37%
185	Santa Anna National Bank	Santa Anna	84	$63M	10.60%	0.47%	29.23%
186	First State Bank&Trust Co	Carthage	83	$564M	13.64%	1.13%	60.70%
187	Vista Bank	Dallas	83	$2.2B	13.60%	0.22%	20.98%
188	Cornerstone Capital Bank SSB	Roscoe	83	$2.3B	26.85%	1.99%	36.38%
189	Citizens Bank National Assn	Abilene	83	$131M	12.80%	1.03%	36.10%
190	National Bank of Andrews	Andrews	83	$295M	13.51%	0.12%	17.95%
191	First National Bank of Alvin	Alvin	83	$154M	10.88%	0.00%	84.22%
192	Benchmark Bank	Plano	83	$1.1B	12.93%	0.11%	21.50%
193	Fayette Savings Bank SSB	La Grange	83	$458M	15.26%	0.60%	19.72%
194	Weststar Bank	El Paso	83	$3.3B	12.18%	0.86%	27.06%
195	Yoakum National Bank	Yoakum	83	$322M	10.51%	0.00%	33.58%
196	American Momentum Bank	College Station	83	$2.6B	19.15%	0.66%	17.28%
197	First-Lockhart National Bank	Lockhart	82	$383M	12.80%	0.02%	23.76%
198	Round Top State Bank	Round Top	82	$936M	10.85%	0.00%	27.75%
199	Llano National Bank	Llano	82	$295M	11.80%	0.91%	40.96%
200	Unity Nb of Houston	Houston	82	$227M	15.79%	3.08%	42.68%
201	Amistad Bank	Del Rio	82	$47M	14.79%	0.00%	22.38%
202	First National Bank of Evant	Evant	82	$175M	8.83%	0.03%	35.65%
203	Texas Gulf Bank NA	Houston	82	$706M	11.91%	0.48%	29.10%
204	Gilmer Nb Gilmer Texas	Gilmer	82	$336M	15.28%	1.36%	25.49%
205	Mason Bank	Mason	82	$141M	19.48%	2.55%	51.52%
206	Liberty Nb in Paris	Paris	82	$431M	12.23%	0.13%	23.61%
207	Texas Capital Bank	Dallas	82	$29.7B	13.16%	0.39%	24.37%
208	Citizens Nb of Texas	Waxahachie	82	$1.9B	13.84%	0.25%	16.76%
209	Texas Security Bank	Dallas	82	$1.2B	12.82%	0.06%	23.10%
210	Peoples Stb of Hallettsville	Hallettsville	81	$360M	9.99%	0.04%	59.88%
211	Wallis Bank	Wallis	81	$1.3B	11.84%	0.03%	19.64%
212	Anahuac National Bank	Anahuac	81	$241M	24.12%	2.42%	55.81%
213	Henderson FSB	Henderson	81	$110M	25.88%	1.31%	21.03%
214	Legend Bank N A	Bowie	81	$1.1B	12.54%	0.32%	21.19%
215	First Nb of Eagle Lake	Eagle Lake	81	$156M	10.50%	0.00%	25.11%
216	First Nb of Granbury	Granbury	81	$882M	11.12%	0.89%	40.94%
217	Austin Bank Texas NA	Jacksonville	81	$2.8B	14.06%	0.36%	15.44%
218	Incommons Bank N A	Mexia	81	$265M	12.32%	0.50%	24.64%
219	Vantage Bank Texas	San Antonio	81	$4.4B	11.45%	0.60%	25.19%
220	City Nb of San Saba	San Saba	81	$89M	10.51%	0.00%	74.69%
221	First Stb of Brownsboro	Brownsboro	80	$125M	10.62%	0.51%	48.59%
222	Robert Lee State Bank	Robert Lee	80	$45M	12.66%	1.43%	63.60%
223	Bank of Desoto National Assn	De Soto	80	$229M	11.15%	0.91%	26.59%
224	First Fed Bk Littlefield Tx	Littlefield	80	$58M	19.64%	0.21%	17.32%
225	First Nb of Sonora	Sonora	80	$611M	13.03%	0.85%	24.48%
226	Comerica Bank	Dallas	80	$79.6B	11.27%	0.46%	25.84%

For Depositors at A-Graded Banks

FDIC insurance — not the bank's grade — guarantees deposits up to $250,000 per depositor, per insured bank, per ownership category. Verify your bank's status and your specific coverage at FDIC.gov. The Bank Health Score and grade describe regulatory cushion in relative terms; insurance describes guaranteed protection.

For combined balances above $250,000 at a single bank, the FDIC's Electronic Deposit Insurance Estimator (EDIE) calculates exactly which dollars are insured. Account titling — joint, individual, retirement, payable-on-death — affects coverage. Federal regulators including the OCC publish the rules; FDIC.gov is the authoritative consumer source.

How These Grades Are Calculated

Every bank earns a Bank Health Score from four FDIC Call Report inputs: Tier 1 capital ratio (35%), NPL ratio inverted (30%), liquidity ratio (25%), and return on assets (10%). The 0–100 composite maps to A (80+), B (65–79), C (50–64), D (35–49), and F (under 35). Data flows from the FDIC BankFind API and the FFIEC Call Report archive. Read the full methodology.

Frequently Asked Questions

What does a A grade mean for a bank?

How many A-graded banks are in Texas?

What does this tier look like financially?

Across 226 A-graded banks in Texas, the average Tier 1 capital ratio is 19.66% and the average nonperforming-loan ratio is 0.40%. Combined assets in this cohort total $695.1B. These numbers come straight from the most recent quarterly FDIC Call Report.

Are deposits at A-graded banks still FDIC-insured?

Where does this data come from?

Bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All FDIC and FFIEC data is U.S. government public domain.

All banks in Texas →All grade A banks nationwide →Healthiest Banks →Methodology →

Sources: FDIC BankFind API ( banks.data.fdic.gov); FFIEC Call Reports ( cdr.ffiec.gov/public); OCC ( occ.gov). Public domain.

Last updated 2026-06-29 · 226 A-graded banks in Texas. Informational only; not investment advice. Verify FDIC insurance directly at FDIC.gov.