FIRST NB OF SONORA
SONORA, TEXAS · FDIC Cert #5531
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF SONORA holds a Tier 1 capital ratio of 13.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF SONORA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF SONORA shows strong financial health indicators. With $611M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF SONORA has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 13.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF SONORA holds $611M in total assets and $528M in total deposits. It is located in SONORA, TEXAS (FDIC Certificate #5531).
FIRST NB OF SONORA has a Tier 1 capital ratio of 13.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.85%, and the return on assets is 1.10%.
Yes. FIRST NB OF SONORA is FDIC-insured (Certificate #5531). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.