TEXAS STATE BANK
SAN ANGELO, TEXAS · FDIC Cert #18698
Capital & Safety Analysis
According to FDIC financial data, TEXAS STATE BANK holds a Tier 1 capital ratio of 19.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS STATE BANK shows strong financial health indicators. With $402M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS STATE BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 19.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS STATE BANK holds $402M in total assets and $333M in total deposits. It is located in SAN ANGELO, TEXAS (FDIC Certificate #18698).
TEXAS STATE BANK has a Tier 1 capital ratio of 19.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.04%.
Yes. TEXAS STATE BANK is FDIC-insured (Certificate #18698). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.