TITAN BANK N A
MINERAL WELLS, TEXAS · FDIC Cert #3225
Capital & Safety Analysis
According to FDIC financial data, TITAN BANK N A holds a Tier 1 capital ratio of 22.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TITAN BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TITAN BANK N A shows strong financial health indicators. With $578M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TITAN BANK N A has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 22.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TITAN BANK N A holds $578M in total assets and $525M in total deposits. It is located in MINERAL WELLS, TEXAS (FDIC Certificate #3225).
TITAN BANK N A has a Tier 1 capital ratio of 22.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 4.13%.
Yes. TITAN BANK N A is FDIC-insured (Certificate #3225). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.