TEXAS COMMUNITY BANK
LAREDO, TEXAS · FDIC Cert #24563
Capital & Safety Analysis
According to FDIC financial data, TEXAS COMMUNITY BANK holds a Tier 1 capital ratio of 24.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS COMMUNITY BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS COMMUNITY BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 24.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS COMMUNITY BANK holds $2.0B in total assets and $1.7B in total deposits. It is located in LAREDO, TEXAS (FDIC Certificate #24563).
TEXAS COMMUNITY BANK has a Tier 1 capital ratio of 24.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 3.15%.
Yes. TEXAS COMMUNITY BANK is FDIC-insured (Certificate #24563). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.