F
F-Rated (Critical) Banks
106 banks · FDIC data from Q2 2024
F-rated banks have Health Scores below 35, reflecting significant financial stress. These banks show weakness across most key metrics. All FDIC-insured deposits remain protected up to $250,000.
| # | Bank | Location | Score | Assets | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Great Plains State Bank | Petersburg, Nebraska | 34 | $361M | 0.00% | 1.17% |
| 2 | University Bank | Ann Arbor, Michigan | 34 | $997M | 0.00% | 0.69% |
| 3 | Franklin Bank&Trust Co | Franklin, Kentucky | 34 | $745M | 0.00% | 1.36% |
| 4 | Valley Central Bank | Liberty Township, Ohio | 34 | $173M | 0.00% | 0.09% |
| 5 | Financial Federal Bank | Memphis, Tennessee | 34 | $1.0B | 0.00% | 0.00% |
| 6 | Industrial Bank of Korea | New York, New York | 34 | $372M | 0.00% | 0.00% |
| 7 | Mrv Banks | Sainte Genevieve, Missouri | 34 | $743M | 0.00% | 2.76% |
| 8 | Icon Business Bank | Riverside, California | 34 | $58M | 0.00% | 0.00% |
| 9 | Security Bank | New Auburn, Wisconsin | 33 | $193M | 0.00% | 0.92% |
| 10 | Hamler State Bank | Hamler, Ohio | 33 | $110M | 0.00% | 2.60% |
| 11 | Hershey State Bank | Hershey, Nebraska | 33 | $99M | 0.00% | 2.13% |
| 12 | Community Savings | Caldwell, Ohio | 33 | $215M | 0.00% | 0.78% |
| 13 | Lawrenceburg Federal Bank | Lawrenceburg, Tennessee | 33 | $82M | 0.00% | 0.66% |
| 14 | Umb Bank&Trust National Assn | Kansas City, Missouri | 33 | $3M | 0.00% | 0.00% |
| 15 | Commercial Capital Bank | Delhi, Louisiana | 33 | $319M | 0.00% | 2.47% |
| 16 | Falcon National Bank | Foley, Minnesota | 33 | $885M | 0.00% | 1.09% |
| 17 | Eclipse Bank INC | Louisville, Kentucky | 33 | $498M | 0.00% | 0.69% |
| 18 | Reliance Bank | Faribault, Minnesota | 33 | $274M | 0.00% | 1.24% |
| 19 | Locus Bank INC | Richmond, Virginia | 33 | $315M | 0.00% | 1.83% |
| 20 | Ohio State Bank | Bexley, Ohio | 33 | $449M | 0.00% | 0.00% |
| 21 | Caldwell Bank&Trust Co | Columbia, Louisiana | 32 | $285M | 0.00% | 2.64% |
| 22 | Southwest Capital Bank | Albuquerque, New Mexico | 32 | $475M | 0.00% | 4.77% |
| 23 | Bison State Bank | Bison, Kansas | 32 | $92M | 0.00% | 0.02% |
| 24 | Genesis Bank | Benoit, Mississippi | 32 | $64M | 0.00% | 3.52% |
| 25 | Savings Bank of Danbury | Danbury, Connecticut | 32 | $1.6B | 0.00% | 1.89% |
| 26 | South Story Bank&Trust | Slater, Iowa | 32 | $559M | 0.00% | 0.30% |
| 27 | Insouth Bank | Brownsville, Tennessee | 32 | $512M | 0.00% | 2.31% |
| 28 | Town Country United Bank | Camden, Alabama | 32 | $120M | 0.00% | 5.14% |
| 29 | Fairfield Fs&la of Lancaster | Lancaster, Ohio | 32 | $273M | 0.00% | 0.59% |
| 30 | Arundel Federal Savings Bank | Glen Burnie, Maryland | 32 | $455M | 0.00% | 1.09% |
| 31 | Marathon Bank | Wausau, Wisconsin | 32 | $221M | 0.00% | 0.00% |
| 32 | State Bank of India | Chicago, Illinois | 32 | $3.5B | 0.00% | 0.00% |
| 33 | Oakstar Bank | Springfield, Missouri | 32 | $2.7B | 0.00% | 0.65% |
| 34 | Bank of Erath | Erath, Louisiana | 32 | $113M | 0.00% | 4.65% |
| 35 | Exchange Bank | Skiatook, Oklahoma | 31 | $151M | 0.00% | 5.43% |
| 36 | Bank of Yates City | Yates City, Illinois | 31 | $82M | 0.00% | 2.73% |
| 37 | Northwest Bank of Rockford | Rockford, Illinois | 31 | $434M | 0.00% | 3.62% |
| 38 | Credit One Bank NA | Las Vegas, Nevada | 31 | $1.6B | 0.00% | 3.54% |
| 39 | Columbia Savings&Loan Assn | Milwaukee, Wisconsin | 31 | $24M | 12.71% | 7.35% |
| 40 | First Fs&La | Centerburg, Ohio | 31 | $24M | 0.00% | 3.96% |
| 41 | Peoples Cmty Bk Sb Monticell | Monticello, Indiana | 31 | $40M | 0.00% | 0.63% |
| 42 | Beauregard FSB | Deridder, Louisiana | 31 | $79M | 0.00% | 4.83% |
| 43 | State Central Bank | Bonaparte, Iowa | 31 | $50M | 0.00% | 4.69% |
| 44 | Iuka State Bank | Salem, Illinois | 30 | $143M | 0.00% | 2.21% |
| 45 | Baxter State Bank | Baxter Springs, Kansas | 30 | $25M | 0.00% | 4.48% |
| 46 | Bank of Washington | Washington, Missouri | 30 | $1.1B | 0.00% | 1.98% |
| 47 | Goppert State Service Bank | Garnett, Kansas | 30 | $283M | 0.00% | 2.89% |
| 48 | United Orient Bank | New York, New York | 30 | $94M | 0.00% | 0.94% |
| 49 | First Fs&la of Valdosta | Valdosta, Georgia | 30 | $234M | 0.00% | 1.33% |
| 50 | Schuyler Savings Bank | Kearny, New Jersey | 30 | $136M | 0.00% | 0.97% |
| 51 | Gainey Business Bank | Scottsdale, Arizona | 30 | $41M | 0.00% | 0.00% |
| 52 | Adelphi Bank | Columbus, Ohio | 30 | $52M | 0.00% | 0.00% |
| 53 | Citizens Progressive Bank | Winnsboro, Louisiana | 29 | $301M | 0.00% | 2.19% |
| 54 | Bank of Ontario | Ontario, Wisconsin | 29 | $82M | 0.00% | 2.63% |
| 55 | Oklahoma Heritage Bank | Roff, Oklahoma | 29 | $104M | 0.00% | 1.47% |
| 56 | Balboa Thrift&Loan Assn | Chula Vista, California | 29 | $413M | 0.00% | 0.28% |
| 57 | Aspire Bank | Fargo, North Dakota | 29 | $67M | 0.00% | 0.90% |
| 58 | Meridian Bank | Wayne, Pennsylvania | 29 | $2.3B | 0.00% | 1.84% |
| 59 | Sherwood State Bank | Sherwood, Ohio | 28 | $97M | 0.00% | 3.14% |
| 60 | Basile State Bank | Basile, Louisiana | 28 | $72M | 0.00% | 2.33% |
| 61 | Peoples B&T Co Pickett Cnty | Byrdstown, Tennessee | 28 | $281M | 0.00% | 2.86% |
| 62 | Metropolitan Bank | Oakland, California | 28 | $235M | 0.00% | 1.94% |
| 63 | First FSB of Washington | Washington, Indiana | 28 | $93M | 0.00% | 2.28% |
| 64 | West Plains S&La | West Plains, Missouri | 28 | $94M | 0.00% | 3.74% |
| 65 | Bank | Wapello, Iowa | 27 | $138M | 0.00% | 1.19% |
| 66 | Hibernia Bank | New Orleans, Louisiana | 27 | $280M | 0.00% | 2.93% |
| 67 | First Federal S&L Bank | Olathe, Kansas | 27 | $111M | 0.00% | 2.19% |
| 68 | Great Midwest Bank SSB | Brookfield, Wisconsin | 27 | $990M | 0.00% | 1.55% |
| 69 | Maspeth Fs&La | Maspeth, New York | 27 | $2.2B | 0.00% | 1.74% |
| 70 | Homeland FSB | Columbia, Louisiana | 27 | $542M | 0.00% | 1.93% |
| 71 | Clinton National Bank | Clinton, Iowa | 27 | $398M | 0.00% | 5.18% |
| 72 | Bank360 | Cordell, Oklahoma | 27 | $60M | 0.00% | 1.97% |
| 73 | State Bank of Burrton | Burrton, Kansas | 26 | $12M | 0.00% | 12.09% |
| 74 | First Service Bank | Greenbrier, Arkansas | 26 | $717M | 0.00% | 1.96% |
| 75 | Peoples Bank of Deer Lodge | Deer Lodge, Montana | 26 | $44M | 0.00% | 3.12% |
| 76 | First FSB of Kentucky | Frankfort, Kentucky | 26 | $287M | 0.00% | 1.10% |
| 77 | First Enterprise Bank | Oklahoma City, Oklahoma | 26 | $196M | 0.00% | 3.23% |
| 78 | Acb Bank | Cherokee, Oklahoma | 26 | $138M | 0.00% | 2.95% |
| 79 | Bank of Vici | Vici, Oklahoma | 26 | $33M | 0.00% | 12.76% |
| 80 | United Bank of Union | Union, Missouri | 25 | $576M | 0.00% | 3.28% |
| 81 | Johnson State Bank | Johnson, Kansas | 25 | $94M | 0.00% | 8.08% |
| 82 | Lakeside Bank of Salina | Salina, Oklahoma | 25 | $53M | 0.00% | 4.56% |
| 83 | First B&T Co of Murphysboro | Murphysboro, Illinois | 25 | $91M | 0.00% | 6.82% |
| 84 | Bank of Eufaula | Eufaula, Oklahoma | 25 | $102M | 0.00% | 5.42% |
| 85 | Global Bank | New York, New York | 25 | $246M | 0.00% | 2.62% |
| 86 | First&Peoples Bank&Trust Co | Russell, Kentucky | 25 | $215M | 0.00% | 23.38% |
| 87 | Louisiana National Bank | Ruston, Louisiana | 24 | $456M | 0.00% | 2.46% |
| 88 | Currie State Bank | Currie, Minnesota | 24 | $96M | 0.00% | 2.52% |
| 89 | Bar Harbor Savings&Loan Assn | Bar Harbor, Maine | 23 | $103M | 0.00% | 2.07% |
| 90 | Bank of Frankewing | Frankewing, Tennessee | 22 | $549M | 0.00% | 4.66% |
| 91 | Finwise Bank | Murray, Utah | 22 | $607M | 0.00% | 5.64% |
| 92 | Cross River Bank | Teaneck, New Jersey | 21 | $8.8B | 0.00% | 12.84% |
| 93 | First State Bank of Bigfork | Bigfork, Minnesota | 20 | $104M | 0.00% | 4.82% |
| 94 | Legends West Bank | Lewellen, Nebraska | 20 | $58M | 0.00% | 2.76% |
| 95 | Goldwater Bank N A | Phoenix, Arizona | 20 | $441M | 0.00% | 2.69% |
| 96 | United Republic Bank | Elkhorn, Nebraska | 19 | $210M | 0.00% | 3.86% |
| 97 | Eastern Savings Bank FSB | Hunt Valley, Maryland | 18 | $388M | 0.00% | 5.11% |
| 98 | Mint National Bank | Kingwood, Texas | 18 | $427M | 0.00% | 4.65% |
| 99 | Crown Bank | Elizabeth, New Jersey | 16 | $632M | 0.00% | 8.76% |
| 100 | Headwaters State Bank | Land O' Lakes, Wisconsin | 16 | $92M | 0.00% | 7.53% |
| 101 | Kingstree Fs&La | Kingstree, South Carolina | 15 | $41M | 0.00% | 4.72% |
| 102 | Integro Bank | Phoenix, Arizona | 15 | $67M | 0.00% | 3.02% |
| 103 | Quontic Bank | Astoria, New York | 14 | $621M | 0.00% | 4.51% |
| 104 | Snb Bank National Assn | Shattuck, Oklahoma | 13 | $140M | 0.00% | 4.60% |
| 105 | Triad Bank National Assn | Tulsa, Oklahoma | 10 | $216M | 0.00% | 7.09% |
| 106 | Kentland Fs&La | Kentland, Indiana | 3 | $3M | 0.00% | 8.97% |