STATE BANK OF INDIA
CHICAGO, ILLINOIS · FDIC Cert #33664
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF INDIA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE BANK OF INDIA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF INDIA shows some financial weakness with a Health Score of 32/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF INDIA has a Bank Health Score of F (32/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF INDIA holds $3.5B in total assets and $2.7B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #33664).
STATE BANK OF INDIA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.00%.
Yes. STATE BANK OF INDIA is FDIC-insured (Certificate #33664). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.