Banks Showing Financial Weakness
100 banks with the lowest Health Scores · Data from FDIC Q2 2024
Important: A low Health Score does not mean a bank will fail. FDIC insurance protects deposits up to $250,000 per depositor. These scores reflect relative financial strength based on publicly available FDIC data.
| # | Bank | Location | Grade | Score | Assets | Tier 1 Capital | NPL Ratio | Liquidity |
|---|---|---|---|---|---|---|---|---|
| 1 | KENTLAND FS&LA | KENTLAND, INDIANA | F | 3 | $3M | 0.00% | 8.97% | 8.31% |
| 2 | TRIAD BANK NATIONAL ASSN | TULSA, OKLAHOMA | F | 10 | $216M | 0.00% | 7.09% | 3.56% |
| 3 | SNB BANK NATIONAL ASSN | SHATTUCK, OKLAHOMA | F | 13 | $140M | 0.00% | 4.60% | 13.27% |
| 4 | QUONTIC BANK | ASTORIA, NEW YORK | F | 14 | $621M | 0.00% | 4.51% | 15.12% |
| 5 | KINGSTREE FS&LA | KINGSTREE, SOUTH CAROLINA | F | 15 | $41M | 0.00% | 4.72% | 18.72% |
| 6 | INTEGRO BANK | PHOENIX, ARIZONA | F | 15 | $67M | 0.00% | 3.02% | 8.05% |
| 7 | CROWN BANK | ELIZABETH, NEW JERSEY | F | 16 | $632M | 0.00% | 8.76% | 10.95% |
| 8 | HEADWATERS STATE BANK | LAND O' LAKES, WISCONSIN | F | 16 | $92M | 0.00% | 7.53% | 17.93% |
| 9 | EASTERN SAVINGS BANK FSB | HUNT VALLEY, MARYLAND | F | 18 | $388M | 0.00% | 5.11% | 14.51% |
| 10 | MINT NATIONAL BANK | KINGWOOD, TEXAS | F | 18 | $427M | 0.00% | 4.65% | 12.81% |
| 11 | UNITED REPUBLIC BANK | ELKHORN, NEBRASKA | F | 19 | $210M | 0.00% | 3.86% | 13.37% |
| 12 | FIRST STATE BANK OF BIGFORK | BIGFORK, MINNESOTA | F | 20 | $104M | 0.00% | 4.82% | 18.14% |
| 13 | LEGENDS WEST BANK | LEWELLEN, NEBRASKA | F | 20 | $58M | 0.00% | 2.76% | 7.39% |
| 14 | GOLDWATER BANK N A | PHOENIX, ARIZONA | F | 20 | $441M | 0.00% | 2.69% | 4.44% |
| 15 | CROSS RIVER BANK | TEANECK, NEW JERSEY | F | 21 | $8.8B | 0.00% | 12.84% | 22.51% |
| 16 | BANK OF FRANKEWING | FRANKEWING, TENNESSEE | F | 22 | $549M | 0.00% | 4.66% | 19.58% |
| 17 | FINWISE BANK | MURRAY, UTAH | F | 22 | $607M | 0.00% | 5.64% | 16.95% |
| 18 | BAR HARBOR SAVINGS&LOAN ASSN | BAR HARBOR, MAINE | F | 23 | $103M | 0.00% | 2.07% | 9.78% |
| 19 | LOUISIANA NATIONAL BANK | RUSTON, LOUISIANA | F | 24 | $456M | 0.00% | 2.46% | 6.70% |
| 20 | CURRIE STATE BANK | CURRIE, MINNESOTA | F | 24 | $96M | 0.00% | 2.52% | 1.51% |
| 21 | UNITED BANK OF UNION | UNION, MISSOURI | F | 25 | $576M | 0.00% | 3.28% | 13.67% |
| 22 | JOHNSON STATE BANK | JOHNSON, KANSAS | F | 25 | $94M | 0.00% | 8.08% | 57.54% |
| 23 | LAKESIDE BANK OF SALINA | SALINA, OKLAHOMA | F | 25 | $53M | 0.00% | 4.56% | 17.85% |
| 24 | FIRST B&T CO OF MURPHYSBORO | MURPHYSBORO, ILLINOIS | F | 25 | $91M | 0.00% | 6.82% | 28.11% |
| 25 | BANK OF EUFAULA | EUFAULA, OKLAHOMA | F | 25 | $102M | 0.00% | 5.42% | 59.06% |
| 26 | GLOBAL BANK | NEW YORK, NEW YORK | F | 25 | $246M | 0.00% | 2.62% | 12.18% |
| 27 | FIRST&PEOPLES BANK&TRUST CO | RUSSELL, KENTUCKY | F | 25 | $215M | 0.00% | 23.38% | 41.59% |
| 28 | STATE BANK OF BURRTON | BURRTON, KANSAS | F | 26 | $12M | 0.00% | 12.09% | 38.56% |
| 29 | FIRST SERVICE BANK | GREENBRIER, ARKANSAS | F | 26 | $717M | 0.00% | 1.96% | 7.81% |
| 30 | PEOPLES BANK OF DEER LODGE | DEER LODGE, MONTANA | F | 26 | $44M | 0.00% | 3.12% | 12.57% |
| 31 | FIRST FSB OF KENTUCKY | FRANKFORT, KENTUCKY | F | 26 | $287M | 0.00% | 1.10% | 8.00% |
| 32 | FIRST ENTERPRISE BANK | OKLAHOMA CITY, OKLAHOMA | F | 26 | $196M | 0.00% | 3.23% | 10.43% |
| 33 | ACB BANK | CHEROKEE, OKLAHOMA | F | 26 | $138M | 0.00% | 2.95% | 14.06% |
| 34 | BANK OF VICI | VICI, OKLAHOMA | F | 26 | $33M | 0.00% | 12.76% | 30.41% |
| 35 | BANK | WAPELLO, IOWA | F | 27 | $138M | 0.00% | 1.19% | 4.68% |
| 36 | HIBERNIA BANK | NEW ORLEANS, LOUISIANA | F | 27 | $280M | 0.00% | 2.93% | 18.94% |
| 37 | FIRST FEDERAL S&L BANK | OLATHE, KANSAS | F | 27 | $111M | 0.00% | 2.19% | 3.74% |
| 38 | GREAT MIDWEST BANK SSB | BROOKFIELD, WISCONSIN | F | 27 | $990M | 0.00% | 1.55% | 7.06% |
| 39 | MASPETH FS&LA | MASPETH, NEW YORK | F | 27 | $2.2B | 0.00% | 1.74% | 6.25% |
| 40 | HOMELAND FSB | COLUMBIA, LOUISIANA | F | 27 | $542M | 0.00% | 1.93% | 7.53% |
| 41 | CLINTON NATIONAL BANK | CLINTON, IOWA | F | 27 | $398M | 0.00% | 5.18% | 42.16% |
| 42 | BANK360 | CORDELL, OKLAHOMA | F | 27 | $60M | 0.00% | 1.97% | 2.96% |
| 43 | SHERWOOD STATE BANK | SHERWOOD, OHIO | F | 28 | $97M | 0.00% | 3.14% | 19.24% |
| 44 | BASILE STATE BANK | BASILE, LOUISIANA | F | 28 | $72M | 0.00% | 2.33% | 7.01% |
| 45 | PEOPLES B&T CO PICKETT CNTY | BYRDSTOWN, TENNESSEE | F | 28 | $281M | 0.00% | 2.86% | 11.59% |
| 46 | METROPOLITAN BANK | OAKLAND, CALIFORNIA | F | 28 | $235M | 0.00% | 1.94% | 10.07% |
| 47 | FIRST FSB OF WASHINGTON | WASHINGTON, INDIANA | F | 28 | $93M | 0.00% | 2.28% | 14.62% |
| 48 | WEST PLAINS S&LA | WEST PLAINS, MISSOURI | F | 28 | $94M | 0.00% | 3.74% | 22.15% |
| 49 | CITIZENS PROGRESSIVE BANK | WINNSBORO, LOUISIANA | F | 29 | $301M | 0.00% | 2.19% | 13.15% |
| 50 | BANK OF ONTARIO | ONTARIO, WISCONSIN | F | 29 | $82M | 0.00% | 2.63% | 10.10% |
| 51 | OKLAHOMA HERITAGE BANK | ROFF, OKLAHOMA | F | 29 | $104M | 0.00% | 1.47% | 9.02% |
| 52 | BALBOA THRIFT&LOAN ASSN | CHULA VISTA, CALIFORNIA | F | 29 | $413M | 0.00% | 0.28% | 5.34% |
| 53 | ASPIRE BANK | FARGO, NORTH DAKOTA | F | 29 | $67M | 0.00% | 0.90% | 1.78% |
| 54 | MERIDIAN BANK | WAYNE, PENNSYLVANIA | F | 29 | $2.3B | 0.00% | 1.84% | 9.38% |
| 55 | IUKA STATE BANK | SALEM, ILLINOIS | F | 30 | $143M | 0.00% | 2.21% | 12.01% |
| 56 | BAXTER STATE BANK | BAXTER SPRINGS, KANSAS | F | 30 | $25M | 0.00% | 4.48% | 28.85% |
| 57 | BANK OF WASHINGTON | WASHINGTON, MISSOURI | F | 30 | $1.1B | 0.00% | 1.98% | 7.33% |
| 58 | GOPPERT STATE SERVICE BANK | GARNETT, KANSAS | F | 30 | $283M | 0.00% | 2.89% | 13.19% |
| 59 | UNITED ORIENT BANK | NEW YORK, NEW YORK | F | 30 | $94M | 0.00% | 0.94% | 9.36% |
| 60 | FIRST FS&LA OF VALDOSTA | VALDOSTA, GEORGIA | F | 30 | $234M | 0.00% | 1.33% | 7.35% |
| 61 | SCHUYLER SAVINGS BANK | KEARNY, NEW JERSEY | F | 30 | $136M | 0.00% | 0.97% | 9.94% |
| 62 | GAINEY BUSINESS BANK | SCOTTSDALE, ARIZONA | F | 30 | $41M | 0.00% | 0.00% | 4.15% |
| 63 | ADELPHI BANK | COLUMBUS, OHIO | F | 30 | $52M | 0.00% | 0.00% | 1.35% |
| 64 | EXCHANGE BANK | SKIATOOK, OKLAHOMA | F | 31 | $151M | 0.00% | 5.43% | 56.89% |
| 65 | BANK OF YATES CITY | YATES CITY, ILLINOIS | F | 31 | $82M | 0.00% | 2.73% | 16.15% |
| 66 | NORTHWEST BANK OF ROCKFORD | ROCKFORD, ILLINOIS | F | 31 | $434M | 0.00% | 3.62% | 19.49% |
| 67 | CREDIT ONE BANK NA | LAS VEGAS, NEVADA | F | 31 | $1.6B | 0.00% | 3.54% | 17.20% |
| 68 | COLUMBIA SAVINGS&LOAN ASSN | MILWAUKEE, WISCONSIN | F | 31 | $24M | 12.71% | 7.35% | 2.68% |
| 69 | FIRST FS&LA | CENTERBURG, OHIO | F | 31 | $24M | 0.00% | 3.96% | 28.70% |
| 70 | PEOPLES CMTY BK SB MONTICELL | MONTICELLO, INDIANA | F | 31 | $40M | 0.00% | 0.63% | 5.96% |
| 71 | BEAUREGARD FSB | DERIDDER, LOUISIANA | F | 31 | $79M | 0.00% | 4.83% | 29.82% |
| 72 | STATE CENTRAL BANK | BONAPARTE, IOWA | F | 31 | $50M | 0.00% | 4.69% | 60.15% |
| 73 | CALDWELL BANK&TRUST CO | COLUMBIA, LOUISIANA | F | 32 | $285M | 0.00% | 2.64% | 15.19% |
| 74 | SOUTHWEST CAPITAL BANK | ALBUQUERQUE, NEW MEXICO | F | 32 | $475M | 0.00% | 4.77% | 58.03% |
| 75 | BISON STATE BANK | BISON, KANSAS | F | 32 | $92M | 0.00% | 0.02% | 3.92% |
| 76 | GENESIS BANK | BENOIT, MISSISSIPPI | F | 32 | $64M | 0.00% | 3.52% | 22.97% |
| 77 | SAVINGS BANK OF DANBURY | DANBURY, CONNECTICUT | F | 32 | $1.6B | 0.00% | 1.89% | 11.34% |
| 78 | SOUTH STORY BANK&TRUST | SLATER, IOWA | F | 32 | $559M | 0.00% | 0.30% | 5.18% |
| 79 | INSOUTH BANK | BROWNSVILLE, TENNESSEE | F | 32 | $512M | 0.00% | 2.31% | 14.71% |
| 80 | TOWN COUNTRY UNITED BANK | CAMDEN, ALABAMA | F | 32 | $120M | 0.00% | 5.14% | 33.36% |
| 81 | FAIRFIELD FS&LA OF LANCASTER | LANCASTER, OHIO | F | 32 | $273M | 0.00% | 0.59% | 8.35% |
| 82 | ARUNDEL FEDERAL SAVINGS BANK | GLEN BURNIE, MARYLAND | F | 32 | $455M | 0.00% | 1.09% | 12.08% |
| 83 | MARATHON BANK | WAUSAU, WISCONSIN | F | 32 | $221M | 0.00% | 0.00% | 7.11% |
| 84 | STATE BANK OF INDIA | CHICAGO, ILLINOIS | F | 32 | $3.5B | 0.00% | 0.00% | 5.39% |
| 85 | OAKSTAR BANK | SPRINGFIELD, MISSOURI | F | 32 | $2.7B | 0.00% | 0.65% | 6.23% |
| 86 | BANK OF ERATH | ERATH, LOUISIANA | F | 32 | $113M | 0.00% | 4.65% | 41.39% |
| 87 | SECURITY BANK | NEW AUBURN, WISCONSIN | F | 33 | $193M | 0.00% | 0.92% | 5.07% |
| 88 | HAMLER STATE BANK | HAMLER, OHIO | F | 33 | $110M | 0.00% | 2.60% | 18.63% |
| 89 | HERSHEY STATE BANK | HERSHEY, NEBRASKA | F | 33 | $99M | 0.00% | 2.13% | 12.04% |
| 90 | COMMUNITY SAVINGS | CALDWELL, OHIO | F | 33 | $215M | 0.00% | 0.78% | 8.73% |
| 91 | LAWRENCEBURG FEDERAL BANK | LAWRENCEBURG, TENNESSEE | F | 33 | $82M | 0.00% | 0.66% | 8.22% |
| 92 | UMB BANK&TRUST NATIONAL ASSN | KANSAS CITY, MISSOURI | F | 33 | $3M | 0.00% | 0.00% | 0.00% |
| 93 | COMMERCIAL CAPITAL BANK | DELHI, LOUISIANA | F | 33 | $319M | 0.00% | 2.47% | 12.85% |
| 94 | FALCON NATIONAL BANK | FOLEY, MINNESOTA | F | 33 | $885M | 0.00% | 1.09% | 10.45% |
| 95 | ECLIPSE BANK INC | LOUISVILLE, KENTUCKY | F | 33 | $498M | 0.00% | 0.69% | 8.49% |
| 96 | RELIANCE BANK | FARIBAULT, MINNESOTA | F | 33 | $274M | 0.00% | 1.24% | 12.56% |
| 97 | LOCUS BANK INC | RICHMOND, VIRGINIA | F | 33 | $315M | 0.00% | 1.83% | 14.01% |
| 98 | OHIO STATE BANK | BEXLEY, OHIO | F | 33 | $449M | 0.00% | 0.00% | 5.56% |
| 99 | GREAT PLAINS STATE BANK | PETERSBURG, NEBRASKA | F | 34 | $361M | 0.00% | 1.17% | 10.49% |
| 100 | UNIVERSITY BANK | ANN ARBOR, MICHIGAN | F | 34 | $997M | 0.00% | 0.69% | 4.32% |