STATE BANK OF SCHALLER
SCHALLER, IOWA · FDIC Cert #13931
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF SCHALLER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject STATE BANK OF SCHALLER to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF SCHALLER shows some financial weakness with a Health Score of 35/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF SCHALLER has a Bank Health Score of D (35/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF SCHALLER holds $41M in total assets and $36M in total deposits. It is located in SCHALLER, IOWA (FDIC Certificate #13931).
STATE BANK OF SCHALLER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 4.65%, and the return on assets is 1.45%.
Yes. STATE BANK OF SCHALLER is FDIC-insured (Certificate #13931). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.