Banks Ranked by Tier 1 Capital Ratio
Top 100 banks · Highest is best · FDIC data from Q2 2024
Tier 1 capital ratio measures a bank's core equity capital as a percentage of risk-weighted assets. Regulators consider 8%+ "well-capitalized." It's the single most important measure of whether a bank can absorb losses.
| # | Bank | Location | Grade | Score | Tier 1 Capital Ratio | Assets |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank Dearborn | Dearborn, Michigan | A | 100 | 507.89% | $67M |
| 2 | Young Americans Bank | Denver, Colorado | B | 72 | 490.55% | $17M |
| 3 | BMO Harris Central NA | Roselle, Illinois | A | 94 | 446.05% | $8M |
| 4 | Emigrant Mercantile Bank | New York, New York | A | 100 | 425.61% | $3M |
| 5 | Credit First National Assn | Brook Park, Ohio | A | 100 | 367.61% | $40M |
| 6 | Edward Jones Trust Co | Saint Louis, Missouri | A | 100 | 351.19% | $131M |
| 7 | Sei Private Trust Co | Oaks, Pennsylvania | A | 100 | 349.87% | $236M |
| 8 | Bank of Ny Mellon Tr Co NA | Los Angeles, California | A | 95 | 328.90% | $1.3B |
| 9 | Thrivent Trust Co | Appleton, Wisconsin | A | 100 | 288.00% | $16M |
| 10 | National Advisors Trust Co | Kansas City, Missouri | A | 100 | 280.61% | $21M |
| 11 | Wilmington Trust NA | Wilmington, Delaware | B | 77 | 268.47% | $699M |
| 12 | Nave Bank | San Juan, Puerto Rico | A | 90 | 234.18% | $187M |
| 13 | Generations Commercial Bank | Seneca Falls, New York | A | 98 | 226.87% | $19M |
| 14 | Fds Bank | Mason, Ohio | A | 100 | 221.69% | $106M |
| 15 | Cibc National Trust Co | Atlanta, Georgia | A | 100 | 216.31% | $354M |
| 16 | Comerica B&T NA | Ann Arbor, Michigan | A | 100 | 198.62% | $116M |
| 17 | Davidson Trust Co | Great Falls, Montana | A | 100 | 195.89% | $11M |
| 18 | Zenith Bank&Trust | Scottsdale, Arizona | A | 91 | 195.27% | $63M |
| 19 | Capital Bank&Trust Co | Irvine, California | A | 100 | 190.32% | $174M |
| 20 | Gs&L Municipal Bank | Gouverneur, New York | A | 100 | 152.56% | $31M |
| 21 | Square Finl Services INC | Salt Lake City, Utah | A | 87 | 147.87% | $816M |
| 22 | Bny Mellon Trust of Delaware | Wilmington, Delaware | B | 70 | 141.69% | $202M |
| 23 | Everence Trust Co | Goshen, Indiana | A | 100 | 138.45% | $14M |
| 24 | Fidelity State Bank&Trust Co | Dodge City, Kansas | A | 99 | 128.61% | $198M |
| 25 | Country Trust Bank | Bloomington, Illinois | A | 100 | 117.02% | $35M |
| 26 | Cbw Bank | Weir, Kansas | A | 95 | 100.27% | $83M |
| 27 | Cedar Hill National Bank | Charlotte, North Carolina | A | 100 | 96.96% | $15M |
| 28 | Community Unity Bank | Birmingham, Michigan | A | 89 | 96.45% | $49M |
| 29 | Nationwide Trust Co FSB | Columbus, Ohio | A | 100 | 95.00% | $152M |
| 30 | Beal Bank USA | Las Vegas, Nevada | B | 70 | 93.82% | $17.5B |
| 31 | Charles Schwab Trust Bank | Westlake, Texas | A | 100 | 92.79% | $9.5B |
| 32 | Champion Bank | Parker, Colorado | B | 73 | 91.00% | $46M |
| 33 | Old Glory Bank | Elmore City, Oklahoma | C | 64 | 84.87% | $140M |
| 34 | Applied Bank | Wilmington, Delaware | A | 100 | 78.80% | $218M |
| 35 | Brazos National Bank | Richwood, Texas | C | 63 | 76.40% | $32M |
| 36 | First Nb of Mertzon | Mertzon, Texas | A | 99 | 75.85% | $506M |
| 37 | Bank of Jackson Hole Trust | Jackson, Wyoming | A | 98 | 72.85% | $41M |
| 38 | Mutual Savings&Loan Assn | Metairie, Louisiana | B | 66 | 72.59% | $36M |
| 39 | Beal Bank | Plano, Texas | B | 70 | 70.47% | $4.8B |
| 40 | Latimer State Bank | Wilburton, Oklahoma | A | 96 | 68.29% | $67M |
| 41 | Lifesteps Bank&Trust | Union Springs, Alabama | B | 72 | 64.64% | $61M |
| 42 | Zavala County Bank | Crystal City, Texas | A | 100 | 63.42% | $77M |
| 43 | First Electronic Bank | Salt Lake City, Utah | A | 100 | 62.24% | $429M |
| 44 | Marshall County State Bank | Newfolden, Minnesota | A | 99 | 60.71% | $40M |
| 45 | North Cambridge Coop Bank | Cambridge, Massachusetts | A | 96 | 59.82% | $83M |
| 46 | Sewickley Savings Bank | Sewickley, Pennsylvania | A | 96 | 59.08% | $281M |
| 47 | Boston Trust Walden Co | Boston, Massachusetts | A | 96 | 59.06% | $92M |
| 48 | California Pacific Bank | San Francisco, California | B | 67 | 57.63% | $91M |
| 49 | Citizens Fs&La | Covington, Kentucky | A | 83 | 57.44% | $41M |
| 50 | Alpine Capital Bank | New York, New York | A | 100 | 57.19% | $194M |
| 51 | Charles Schwab Premier Bk Ss | Westlake, Texas | A | 96 | 56.34% | $25.5B |
| 52 | Pioneer Commercial Bank | Albany, New York | A | 99 | 56.09% | $494M |
| 53 | Jackson Fs&La | Jackson, Minnesota | A | 89 | 56.03% | $28M |
| 54 | Farmers State Bank of Emden | Emden, Illinois | A | 97 | 55.89% | $38M |
| 55 | Donley County State Bank | Clarendon, Texas | A | 94 | 54.42% | $46M |
| 56 | First Nb of Mcintosh | Mcintosh, Minnesota | A | 98 | 53.94% | $37M |
| 57 | Walton State Bank | Walton, Kansas | B | 66 | 53.69% | $17M |
| 58 | First Savings&Loan Assn | Mebane, North Carolina | A | 86 | 53.61% | $58M |
| 59 | Jackson Savings Bank SSB | Sylva, North Carolina | A | 90 | 53.35% | $29M |
| 60 | Wells Fargo Bank S Cntl NA | Houston, Texas | A | 89 | 53.33% | $3.8B |
| 61 | Fulton Savings Bank | Fulton, New York | A | 96 | 53.03% | $464M |
| 62 | Northern Stb of Gonvick | Gonvick, Minnesota | A | 88 | 52.92% | $50M |
| 63 | Deutsche Bank Tr Co Americas | New York, New York | A | 94 | 52.76% | $40.6B |
| 64 | First Nb Northwest Florida | Panama City, Florida | A | 100 | 51.49% | $176M |
| 65 | Dearborn FSB | Dearborn, Michigan | A | 84 | 51.22% | $273M |
| 66 | Massmutual Trust Co | Windsor, Connecticut | A | 100 | 51.17% | $91M |
| 67 | Liberty Bank for Savings | Chicago, Illinois | A | 91 | 50.40% | $849M |
| 68 | Greene Cnty Commercial Bank | Catskill, New York | A | 94 | 49.50% | $1.1B |
| 69 | Catalyst Bank | Opelousas, Louisiana | A | 84 | 49.09% | $292M |
| 70 | Farmers Bldg&Svg Bank | Rochester, Pennsylvania | B | 77 | 48.92% | $114M |
| 71 | Huntingdon Savings Bank | Huntingdon, Pennsylvania | B | 71 | 48.16% | $17M |
| 72 | Milton Savings Bank | Milton, Pennsylvania | A | 90 | 48.02% | $76M |
| 73 | Midland Fs&La | Bridgeview, Illinois | B | 74 | 47.00% | $115M |
| 74 | Micronesia | Kolonia, Micronesia | A | 93 | 46.73% | $227M |
| 75 | First Nb of Hebbronville | Hebbronville, Texas | A | 91 | 45.97% | $83M |
| 76 | Stifel Trust Co Delaware NA | Greenville, Delaware | A | 100 | 45.70% | $284M |
| 77 | El Dorado Savings Bank FSB | Placerville, California | A | 95 | 45.64% | $2.4B |
| 78 | Integrity Bank for Business | Virginia Beach, Virginia | A | 90 | 44.62% | $91M |
| 79 | Homewood FSB | Baltimore, Maryland | A | 83 | 44.47% | $64M |
| 80 | State Bk of Canton Canton Ks | Canton, Kansas | A | 98 | 43.74% | $34M |
| 81 | First Nb of Lake Jackson | Lake Jackson, Texas | A | 90 | 43.55% | $236M |
| 82 | Hatboro Federal Savings Fa | Hatboro, Pennsylvania | A | 81 | 43.17% | $572M |
| 83 | Security State Bank of Oklee | Oklee, Minnesota | A | 99 | 42.35% | $44M |
| 84 | New Albin Savings Bank | New Albin, Iowa | A | 96 | 42.18% | $320M |
| 85 | Abbeville Bldg&L State-Chart | Abbeville, Louisiana | B | 71 | 42.11% | $59M |
| 86 | American Trust&Savings Bank | Lowden, Iowa | C | 61 | 41.93% | $31M |
| 87 | First Credit Bank | Los Angeles, California | A | 82 | 41.59% | $563M |
| 88 | Roxboro Savings Bank SSB | Roxboro, North Carolina | A | 95 | 41.37% | $328M |
| 89 | Peoples Nb of Checotah | Checotah, Oklahoma | A | 94 | 41.06% | $167M |
| 90 | Scottsburg Bldg&La | Scottsburg, Indiana | A | 92 | 40.28% | $77M |
| 91 | Sainte Marie State Bank | Sainte Marie, Illinois | A | 96 | 40.05% | $15M |
| 92 | Flat Branch Bank | Richmond, Missouri | A | 91 | 40.02% | $63M |
| 93 | Charles Schwab Bank SSB | Westlake, Texas | A | 93 | 39.89% | $273.8B |
| 94 | Pee Dee Federal Savings Bank | Marion, South Carolina | A | 96 | 39.84% | $38M |
| 95 | Austin Capital Bank SSB | Austin, Texas | B | 70 | 39.77% | $368M |
| 96 | Vermont State Bank | Vermont, Illinois | B | 65 | 39.59% | $25M |
| 97 | First State Bank of St Peter | Saint Peter, Illinois | A | 97 | 39.39% | $30M |
| 98 | Farmers&Merchants Bank of Sc | Holly Hill, South Carolina | A | 95 | 38.79% | $392M |
| 99 | Wells Fargo Nb West | Las Vegas, Nevada | A | 91 | 38.66% | $12.0B |
| 100 | California Intl Bank N A | Westminster, California | A | 86 | 38.65% | $58M |