CEDAR HILL NATIONAL BANK
CHARLOTTE, NORTH CAROLINA · FDIC Cert #34478
Capital & Safety Analysis
According to FDIC financial data, CEDAR HILL NATIONAL BANK holds a Tier 1 capital ratio of 96.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CEDAR HILL NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CEDAR HILL NATIONAL BANK shows strong financial health indicators. With $15M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CEDAR HILL NATIONAL BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 96.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CEDAR HILL NATIONAL BANK holds $15M in total assets and $2M in total deposits. It is located in CHARLOTTE, NORTH CAROLINA (FDIC Certificate #34478).
CEDAR HILL NATIONAL BANK has a Tier 1 capital ratio of 96.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 6.31%.
Yes. CEDAR HILL NATIONAL BANK is FDIC-insured (Certificate #34478). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.