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About BankHealthData

Is your bank actually healthy?

What we do

BankHealthData turns raw FDIC quarterly filings into plain-English grades so depositors can judge whether their bank is well-capitalized, stable, and profitable.

We focus on U.S. bank and credit union financial health. Every page on bankhealthdata.com is built from the FDIC BankFind Call Report API, cited and linkable so readers can trace any number back to its source.

Who this is for

BankHealthData is built for depositors, small-business treasurers, and reporters covering regional banking risk.

Why this exists

Public data on U.S. bank and credit union financial health is technically free, but practically locked behind file formats, acronyms, and paywalled dashboards. BankHealthDataexists to close that gap: take the raw federal and public-sector data, and turn it into pages a normal person can read in thirty seconds.

How we work

  • Primary source only. We pull from the FDIC BankFind Call Report API and cite the exact dataset and version on every page.
  • No invented numbers. If a figure is not in the underlying public data, it does not appear on bankhealthdata.com. We never generate synthetic statistics to fill gaps.
  • Methodology, in plain English. We pull the last eight quarters of FDIC Call Report filings for every insured institution and compute capital ratios, asset-growth rates, nonperforming-loan share, and coverage ratios against peer medians. The letter grade is a weighted composite of well-capitalized status, trend direction, loan-quality metrics, and liquidity.
  • Refreshed on a schedule. Refreshed quarterly, within roughly 30 days of each FDIC Call Report filing deadline.
  • Corrections welcome. Readers flag issues all the time. When the source fixes a record, BankHealthData follows.

Known limitations

Call Report data is self-reported and only audited by the FDIC on a periodic cycle, so late-cycle restatements are common. Credit unions file separately with the NCUA and are included through a parallel ingest; holding-company risk is not reflected unless it flows into the Call Report itself.

Independence

BankHealthData is an independent publication. We are not funded, owned, or directed by any of the agencies, companies, or organizations that appear in our data. Hosting is paid for by advertising — see our Privacy Policy for details — and we do not take paid placements, sponsored rankings, or "remove-my-entry" fees.

History

BankHealthData launched in 2025 as part of a small portfolio of independent public-data sites. It has been maintained and updated continuously since.

Contact

Tips, corrections, data-partnership questions, and press inquiries: [email protected]. More options on our contact page.