DONLEY COUNTY STATE BANK
CLARENDON, TEXAS · FDIC Cert #11891
Capital & Safety Analysis
According to FDIC financial data, DONLEY COUNTY STATE BANK holds a Tier 1 capital ratio of 54.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DONLEY COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DONLEY COUNTY STATE BANK shows strong financial health indicators. With $46M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DONLEY COUNTY STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 54.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DONLEY COUNTY STATE BANK holds $46M in total assets and $37M in total deposits. It is located in CLARENDON, TEXAS (FDIC Certificate #11891).
DONLEY COUNTY STATE BANK has a Tier 1 capital ratio of 54.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 1.00%.
Yes. DONLEY COUNTY STATE BANK is FDIC-insured (Certificate #11891). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.