BK SAN JACINTO CNTY COLDSPRI
COLDSPRING, TEXAS · FDIC Cert #18942
Capital & Safety Analysis
According to FDIC financial data, BK SAN JACINTO CNTY COLDSPRI holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BK SAN JACINTO CNTY COLDSPRI to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BK SAN JACINTO CNTY COLDSPRI shows strong financial health indicators. With $46M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BK SAN JACINTO CNTY COLDSPRI has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BK SAN JACINTO CNTY COLDSPRI holds $46M in total assets and $40M in total deposits. It is located in COLDSPRING, TEXAS (FDIC Certificate #18942).
BK SAN JACINTO CNTY COLDSPRI has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.10%.
Yes. BK SAN JACINTO CNTY COLDSPRI is FDIC-insured (Certificate #18942). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.