NORTH CAMBRIDGE COOP BANK
CAMBRIDGE, MASSACHUSETTS · FDIC Cert #26567
Capital & Safety Analysis
According to FDIC financial data, NORTH CAMBRIDGE COOP BANK holds a Tier 1 capital ratio of 59.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH CAMBRIDGE COOP BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH CAMBRIDGE COOP BANK shows strong financial health indicators. With $83M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH CAMBRIDGE COOP BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 59.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH CAMBRIDGE COOP BANK holds $83M in total assets and $59M in total deposits. It is located in CAMBRIDGE, MASSACHUSETTS (FDIC Certificate #26567).
NORTH CAMBRIDGE COOP BANK has a Tier 1 capital ratio of 59.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.93%.
Yes. NORTH CAMBRIDGE COOP BANK is FDIC-insured (Certificate #26567). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.