MICRONESIA
KOLONIA, MICRONESIA · FDIC Cert #26539
Capital & Safety Analysis
According to FDIC financial data, MICRONESIA holds a Tier 1 capital ratio of 46.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MICRONESIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MICRONESIA shows strong financial health indicators. With $227M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MICRONESIA has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 46.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MICRONESIA holds $227M in total assets and $199M in total deposits. It is located in KOLONIA, MICRONESIA (FDIC Certificate #26539).
MICRONESIA has a Tier 1 capital ratio of 46.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 1.70%.
Yes. MICRONESIA is FDIC-insured (Certificate #26539). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.