Safest Banks in Micronesia 2026
Micronesia has 1 FDIC-insured banks with an average Bank Health Score of 93/100 (A). The safest bank is Micronesia with a score of 93/100.
Data from FDIC Q2 2024
Top 1 Banks in Micronesia
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Micronesia | Kolonia | A | 93 | 46.73% | 0.91% |
Bank Health Scores for Micronesia are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Micronesia in Kolonia is currently the safest bank in Micronesia with a score of 93/100 (Grade A).
Micronesia has 1 FDIC-insured banks with a combined $227M in total assets. The average Bank Health Score across the state is 93/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).