SCOTTSBURG BLDG&LA
SCOTTSBURG, INDIANA · FDIC Cert #29910
Capital & Safety Analysis
According to FDIC financial data, SCOTTSBURG BLDG&LA holds a Tier 1 capital ratio of 40.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SCOTTSBURG BLDG&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SCOTTSBURG BLDG&LA shows strong financial health indicators. With $77M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SCOTTSBURG BLDG&LA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 40.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SCOTTSBURG BLDG&LA holds $77M in total assets and $58M in total deposits. It is located in SCOTTSBURG, INDIANA (FDIC Certificate #29910).
SCOTTSBURG BLDG&LA has a Tier 1 capital ratio of 40.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.04%.
Yes. SCOTTSBURG BLDG&LA is FDIC-insured (Certificate #29910). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.