CHARLES SCHWAB BANK SSB
WESTLAKE, TEXAS · FDIC Cert #57450
Capital & Safety Analysis
According to FDIC financial data, CHARLES SCHWAB BANK SSB holds a Tier 1 capital ratio of 39.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHARLES SCHWAB BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHARLES SCHWAB BANK SSB shows strong financial health indicators. With $273.8B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHARLES SCHWAB BANK SSB has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 39.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHARLES SCHWAB BANK SSB holds $273.8B in total assets and $224.0B in total deposits. It is located in WESTLAKE, TEXAS (FDIC Certificate #57450).
CHARLES SCHWAB BANK SSB has a Tier 1 capital ratio of 39.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.29%.
Yes. CHARLES SCHWAB BANK SSB is FDIC-insured (Certificate #57450). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.