AMERICAN TRUST&SAVINGS BANK
LOWDEN, IOWA · FDIC Cert #10120
Capital & Safety Analysis
According to FDIC financial data, AMERICAN TRUST&SAVINGS BANK holds a Tier 1 capital ratio of 41.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN TRUST&SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN TRUST&SAVINGS BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN TRUST&SAVINGS BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 41.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN TRUST&SAVINGS BANK holds $31M in total assets and $25M in total deposits. It is located in LOWDEN, IOWA (FDIC Certificate #10120).
AMERICAN TRUST&SAVINGS BANK has a Tier 1 capital ratio of 41.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 10.32%, and the return on assets is -0.37%.
Yes. AMERICAN TRUST&SAVINGS BANK is FDIC-insured (Certificate #10120). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.