DEARBORN FSB
DEARBORN, MICHIGAN · FDIC Cert #29874
Capital & Safety Analysis
According to FDIC financial data, DEARBORN FSB holds a Tier 1 capital ratio of 51.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DEARBORN FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DEARBORN FSB shows strong financial health indicators. With $273M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DEARBORN FSB has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 51.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DEARBORN FSB holds $273M in total assets and $170M in total deposits. It is located in DEARBORN, MICHIGAN (FDIC Certificate #29874).
DEARBORN FSB has a Tier 1 capital ratio of 51.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is -0.08%.
Yes. DEARBORN FSB is FDIC-insured (Certificate #29874). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.