Skip to main content
BankHealth

HUNTINGDON SAVINGS BANK

HUNTINGDON, PENNSYLVANIA · FDIC Cert #30031

B
Health Score
71/100
$17M
Total Assets
$13M
Total Deposits
48.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, HUNTINGDON SAVINGS BANK holds a Tier 1 capital ratio of 48.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HUNTINGDON SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
11.28%
Liquidity Ratio
Adequate liquidity
0.19%
Return on Assets
Low profitability
$13M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

HUNTINGDON SAVINGS BANK shows strong financial health indicators. With $17M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

HUNTINGDON SAVINGS BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 48.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

HUNTINGDON SAVINGS BANK holds $17M in total assets and $13M in total deposits. It is located in HUNTINGDON, PENNSYLVANIA (FDIC Certificate #30031).

HUNTINGDON SAVINGS BANK has a Tier 1 capital ratio of 48.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 0.19%.

Yes. HUNTINGDON SAVINGS BANK is FDIC-insured (Certificate #30031). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: