Safest Banks in Pennsylvania 2026
Pennsylvania has 119 FDIC-insured banks with an average Bank Health Score of 70/100 (B). The safest bank is Sei Private Trust Co with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 119 Banks in Pennsylvania
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Sei Private Trust Co | Oaks | A | 100 | 349.87% | 0.00% |
| 2 | Atlantic Cmty Bankers Bank | Camp Hill | A | 97 | 20.42% | 0.00% |
| 3 | Sewickley Savings Bank | Sewickley | A | 96 | 59.08% | 0.00% |
| 4 | Jim Thorpe Neighborhood Bank | Jim Thorpe | A | 95 | 18.90% | 0.00% |
| 5 | First Nb&T Co of Newtown | Newtown | A | 95 | 26.77% | 0.55% |
| 6 | West View Savings Bank | Pittsburgh | A | 94 | 29.40% | 0.00% |
| 7 | Commercial Bank&Trust of Pa | Latrobe | A | 93 | 24.13% | 0.05% |
| 8 | County Savings Bank | Essington | A | 93 | 19.07% | 0.00% |
| 9 | Penn Community Bank | Doylestown | A | 93 | 17.29% | 0.06% |
| 10 | Customers Bank | Malvern | A | 92 | 14.17% | 0.49% |
| 11 | Acnb Bank | Gettysburg | A | 92 | 15.42% | 0.19% |
| 12 | Cfsbank | Charleroi | A | 91 | 22.20% | 0.16% |
| 13 | Tristate Capital Bank | Pittsburgh | A | 91 | 16.48% | 0.26% |
| 14 | Milton Savings Bank | Milton | A | 90 | 48.02% | 0.00% |
| 15 | First Fs&la of Greene Co | Waynesburg | A | 90 | 33.46% | 0.58% |
| 16 | Northumberland National Bank | Northumberland | A | 89 | 15.41% | 0.61% |
| 17 | Second Fs&la of Philadelphia | Philadelphia | A | 88 | 25.77% | 0.00% |
| 18 | Hometown Bank of Pa | Bedford | A | 88 | 12.69% | 0.01% |
| 19 | Ephrata National Bank | Ephrata | A | 88 | 13.52% | 0.32% |
| 20 | Farmers&Merchants Tr Chamber | Chambersburg | A | 88 | 12.27% | 0.07% |
Bank Health Scores for Pennsylvania are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Sei Private Trust Co in Oaks is currently the safest bank in Pennsylvania with a score of 100/100 (Grade A).
Pennsylvania has 119 FDIC-insured banks with a combined $315.5B in total assets. The average Bank Health Score across the state is 70/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).