NORTHUMBERLAND NATIONAL BANK
NORTHUMBERLAND, PENNSYLVANIA · FDIC Cert #7666
Capital & Safety Analysis
According to FDIC financial data, NORTHUMBERLAND NATIONAL BANK holds a Tier 1 capital ratio of 15.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHUMBERLAND NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHUMBERLAND NATIONAL BANK shows strong financial health indicators. With $686M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHUMBERLAND NATIONAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 15.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHUMBERLAND NATIONAL BANK holds $686M in total assets and $612M in total deposits. It is located in NORTHUMBERLAND, PENNSYLVANIA (FDIC Certificate #7666).
NORTHUMBERLAND NATIONAL BANK has a Tier 1 capital ratio of 15.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.61%, and the return on assets is 0.23%.
Yes. NORTHUMBERLAND NATIONAL BANK is FDIC-insured (Certificate #7666). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.