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BankHealth

MILTON SAVINGS BANK

MILTON, PENNSYLVANIA · FDIC Cert #28637

A
Health Score
90/100
$76M
Total Assets
$59M
Total Deposits
48.02%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MILTON SAVINGS BANK holds a Tier 1 capital ratio of 48.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILTON SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
37.38%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.79%
Return on Assets
Negative — losing money
$59M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MILTON SAVINGS BANK shows strong financial health indicators. With $76M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MILTON SAVINGS BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 48.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MILTON SAVINGS BANK holds $76M in total assets and $59M in total deposits. It is located in MILTON, PENNSYLVANIA (FDIC Certificate #28637).

MILTON SAVINGS BANK has a Tier 1 capital ratio of 48.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.79%.

Yes. MILTON SAVINGS BANK is FDIC-insured (Certificate #28637). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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