EPHRATA NATIONAL BANK
EPHRATA, PENNSYLVANIA · FDIC Cert #7493
Capital & Safety Analysis
According to FDIC financial data, EPHRATA NATIONAL BANK holds a Tier 1 capital ratio of 13.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EPHRATA NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EPHRATA NATIONAL BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EPHRATA NATIONAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EPHRATA NATIONAL BANK holds $2.0B in total assets and $1.8B in total deposits. It is located in EPHRATA, PENNSYLVANIA (FDIC Certificate #7493).
EPHRATA NATIONAL BANK has a Tier 1 capital ratio of 13.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 1.13%.
Yes. EPHRATA NATIONAL BANK is FDIC-insured (Certificate #7493). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.