Safest Banks in Oregon 2026
Oregon has 13 FDIC-insured banks with an average Bank Health Score of 69/100 (B). The safest bank is Clackamas County Bank with a score of 94/100.
Data from FDIC Q2 2024
Top 13 Banks in Oregon
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Clackamas County Bank | Sandy | A | 94 | 21.93% | 0.00% |
| 2 | First Fs&la of Mcminnville | Mcminnville | A | 93 | 20.29% | 0.00% |
| 3 | Lewis&Clark Bank | Oregon City | A | 92 | 20.00% | 0.05% |
| 4 | Oregon Pacific Bk DBA or Pac | Florence | A | 88 | 14.35% | 0.05% |
| 5 | Pioneer Trust Bank NA | Salem | A | 86 | 15.71% | 0.45% |
| 6 | Umpqua Bank | Roseburg | B | 74 | 10.82% | 0.41% |
| 7 | U S Bank Trust Co NA | Portland | B | 65 | 0.00% | 0.00% |
| 8 | Bank of Eastern Oregon | Heppner | C | 61 | 0.00% | 0.49% |
| 9 | Oregon Coast Bank | Newport | C | 54 | 0.00% | 0.81% |
| 10 | Willamette Valley Bank | Salem | C | 53 | 0.00% | 0.30% |
| 11 | Peoples Bank of Commerce | Medford | C | 52 | 0.00% | 0.19% |
| 12 | Evergreen Federal Bank | Grants Pass | D | 40 | 0.00% | 0.40% |
| 13 | Pacific West Bank | West Linn | D | 40 | 0.00% | 0.33% |
Bank Health Scores for Oregon are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Clackamas County Bank in Sandy is currently the safest bank in Oregon with a score of 94/100 (Grade A).
Oregon has 13 FDIC-insured banks with a combined $60.5B in total assets. The average Bank Health Score across the state is 69/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).