UMPQUA BANK
ROSEBURG, OREGON · FDIC Cert #17266
Capital & Safety Analysis
According to FDIC financial data, UMPQUA BANK holds a Tier 1 capital ratio of 10.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UMPQUA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UMPQUA BANK shows strong financial health indicators. With $52.0B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UMPQUA BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 10.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UMPQUA BANK holds $52.0B in total assets and $41.6B in total deposits. It is located in ROSEBURG, OREGON (FDIC Certificate #17266).
UMPQUA BANK has a Tier 1 capital ratio of 10.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 1.34%.
Yes. UMPQUA BANK is FDIC-insured (Certificate #17266). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.