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BankHealth

LEWIS&CLARK BANK

OREGON CITY, OREGON · FDIC Cert #58428

A
Health Score
92/100
$385M
Total Assets
$266M
Total Deposits
20.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, LEWIS&CLARK BANK holds a Tier 1 capital ratio of 20.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEWIS&CLARK BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.05%
Nonperforming Loans
Low — healthy loan portfolio
42.97%
Liquidity Ratio
Strong — can meet withdrawal demands
0.11%
Return on Assets
Low profitability
$266M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

LEWIS&CLARK BANK shows strong financial health indicators. With $385M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

LEWIS&CLARK BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 20.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

LEWIS&CLARK BANK holds $385M in total assets and $266M in total deposits. It is located in OREGON CITY, OREGON (FDIC Certificate #58428).

LEWIS&CLARK BANK has a Tier 1 capital ratio of 20.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.11%.

Yes. LEWIS&CLARK BANK is FDIC-insured (Certificate #58428). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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