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BankHealth

OREGON PACIFIC BK DBA OR PAC

FLORENCE, OREGON · FDIC Cert #23007

A
Health Score
88/100
$772M
Total Assets
$680M
Total Deposits
14.35%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, OREGON PACIFIC BK DBA OR PAC holds a Tier 1 capital ratio of 14.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OREGON PACIFIC BK DBA OR PAC has a strong buffer to absorb potential losses.

Key Financial Metrics

0.05%
Nonperforming Loans
Low — healthy loan portfolio
23.27%
Liquidity Ratio
Strong — can meet withdrawal demands
1.31%
Return on Assets
Profitable — earning well on assets
$680M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

OREGON PACIFIC BK DBA OR PAC shows strong financial health indicators. With $772M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

OREGON PACIFIC BK DBA OR PAC has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 14.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

OREGON PACIFIC BK DBA OR PAC holds $772M in total assets and $680M in total deposits. It is located in FLORENCE, OREGON (FDIC Certificate #23007).

OREGON PACIFIC BK DBA OR PAC has a Tier 1 capital ratio of 14.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.31%.

Yes. OREGON PACIFIC BK DBA OR PAC is FDIC-insured (Certificate #23007). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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