FARMERS&MERCHANTS TR CHAMBER
CHAMBERSBURG, PENNSYLVANIA · FDIC Cert #8405
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS TR CHAMBER holds a Tier 1 capital ratio of 12.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS TR CHAMBER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS TR CHAMBER shows strong financial health indicators. With $2.0B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS TR CHAMBER has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 12.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS TR CHAMBER holds $2.0B in total assets and $1.6B in total deposits. It is located in CHAMBERSBURG, PENNSYLVANIA (FDIC Certificate #8405).
FARMERS&MERCHANTS TR CHAMBER has a Tier 1 capital ratio of 12.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.94%.
Yes. FARMERS&MERCHANTS TR CHAMBER is FDIC-insured (Certificate #8405). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.