CFSBANK
CHARLEROI, PENNSYLVANIA · FDIC Cert #29672
Capital & Safety Analysis
According to FDIC financial data, CFSBANK holds a Tier 1 capital ratio of 22.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CFSBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CFSBANK shows strong financial health indicators. With $670M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CFSBANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 22.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CFSBANK holds $670M in total assets and $559M in total deposits. It is located in CHARLEROI, PENNSYLVANIA (FDIC Certificate #29672).
CFSBANK has a Tier 1 capital ratio of 22.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 0.02%.
Yes. CFSBANK is FDIC-insured (Certificate #29672). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.