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BankHealth

FIRST FS&LA OF GREENE CO

WAYNESBURG, PENNSYLVANIA · FDIC Cert #28706

A
Health Score
90/100
$1.0B
Total Assets
$886M
Total Deposits
33.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FS&LA OF GREENE CO holds a Tier 1 capital ratio of 33.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FS&LA OF GREENE CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
31.61%
Liquidity Ratio
Strong — can meet withdrawal demands
0.41%
Return on Assets
Low profitability
$886M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FS&LA OF GREENE CO shows strong financial health indicators. With $1.0B in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FS&LA OF GREENE CO has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 33.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FS&LA OF GREENE CO holds $1.0B in total assets and $886M in total deposits. It is located in WAYNESBURG, PENNSYLVANIA (FDIC Certificate #28706).

FIRST FS&LA OF GREENE CO has a Tier 1 capital ratio of 33.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 0.41%.

Yes. FIRST FS&LA OF GREENE CO is FDIC-insured (Certificate #28706). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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