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BankHealth

COUNTY SAVINGS BANK

ESSINGTON, PENNSYLVANIA · FDIC Cert #29231

A
Health Score
93/100
$103M
Total Assets
$95M
Total Deposits
19.07%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COUNTY SAVINGS BANK holds a Tier 1 capital ratio of 19.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COUNTY SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
47.75%
Liquidity Ratio
Strong — can meet withdrawal demands
0.18%
Return on Assets
Low profitability
$95M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COUNTY SAVINGS BANK shows strong financial health indicators. With $103M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COUNTY SAVINGS BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 19.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COUNTY SAVINGS BANK holds $103M in total assets and $95M in total deposits. It is located in ESSINGTON, PENNSYLVANIA (FDIC Certificate #29231).

COUNTY SAVINGS BANK has a Tier 1 capital ratio of 19.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.18%.

Yes. COUNTY SAVINGS BANK is FDIC-insured (Certificate #29231). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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