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BankHealth

FIRST NB&T CO OF NEWTOWN

NEWTOWN, PENNSYLVANIA · FDIC Cert #7658

A
Health Score
95/100
$1.1B
Total Assets
$995M
Total Deposits
26.77%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB&T CO OF NEWTOWN holds a Tier 1 capital ratio of 26.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB&T CO OF NEWTOWN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.55%
Nonperforming Loans
Low — healthy loan portfolio
55.05%
Liquidity Ratio
Strong — can meet withdrawal demands
1.63%
Return on Assets
Profitable — earning well on assets
$995M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB&T CO OF NEWTOWN shows strong financial health indicators. With $1.1B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB&T CO OF NEWTOWN has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 26.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB&T CO OF NEWTOWN holds $1.1B in total assets and $995M in total deposits. It is located in NEWTOWN, PENNSYLVANIA (FDIC Certificate #7658).

FIRST NB&T CO OF NEWTOWN has a Tier 1 capital ratio of 26.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.55%, and the return on assets is 1.63%.

Yes. FIRST NB&T CO OF NEWTOWN is FDIC-insured (Certificate #7658). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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