COMMERCIAL BANK&TRUST OF PA
LATROBE, PENNSYLVANIA · FDIC Cert #14333
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANK&TRUST OF PA holds a Tier 1 capital ratio of 24.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANK&TRUST OF PA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANK&TRUST OF PA shows strong financial health indicators. With $385M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANK&TRUST OF PA has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 24.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANK&TRUST OF PA holds $385M in total assets and $309M in total deposits. It is located in LATROBE, PENNSYLVANIA (FDIC Certificate #14333).
COMMERCIAL BANK&TRUST OF PA has a Tier 1 capital ratio of 24.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.44%.
Yes. COMMERCIAL BANK&TRUST OF PA is FDIC-insured (Certificate #14333). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.