ACNB BANK
GETTYSBURG, PENNSYLVANIA · FDIC Cert #7506
Capital & Safety Analysis
According to FDIC financial data, ACNB BANK holds a Tier 1 capital ratio of 15.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ACNB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ACNB BANK shows strong financial health indicators. With $2.4B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ACNB BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ACNB BANK holds $2.4B in total assets and $1.9B in total deposits. It is located in GETTYSBURG, PENNSYLVANIA (FDIC Certificate #7506).
ACNB BANK has a Tier 1 capital ratio of 15.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.91%.
Yes. ACNB BANK is FDIC-insured (Certificate #7506). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.