SECOND FS&LA OF PHILADELPHIA
PHILADELPHIA, PENNSYLVANIA · FDIC Cert #29627
Capital & Safety Analysis
According to FDIC financial data, SECOND FS&LA OF PHILADELPHIA holds a Tier 1 capital ratio of 25.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECOND FS&LA OF PHILADELPHIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SECOND FS&LA OF PHILADELPHIA shows strong financial health indicators. With $39M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SECOND FS&LA OF PHILADELPHIA has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 25.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SECOND FS&LA OF PHILADELPHIA holds $39M in total assets and $21M in total deposits. It is located in PHILADELPHIA, PENNSYLVANIA (FDIC Certificate #29627).
SECOND FS&LA OF PHILADELPHIA has a Tier 1 capital ratio of 25.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.02%.
Yes. SECOND FS&LA OF PHILADELPHIA is FDIC-insured (Certificate #29627). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.