FARMERS BLDG&SVG BANK
ROCHESTER, PENNSYLVANIA · FDIC Cert #34711
Capital & Safety Analysis
According to FDIC financial data, FARMERS BLDG&SVG BANK holds a Tier 1 capital ratio of 48.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS BLDG&SVG BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS BLDG&SVG BANK shows strong financial health indicators. With $114M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS BLDG&SVG BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 48.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS BLDG&SVG BANK holds $114M in total assets and $89M in total deposits. It is located in ROCHESTER, PENNSYLVANIA (FDIC Certificate #34711).
FARMERS BLDG&SVG BANK has a Tier 1 capital ratio of 48.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.48%, and the return on assets is 0.08%.
Yes. FARMERS BLDG&SVG BANK is FDIC-insured (Certificate #34711). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.