CAPITAL BANK&TRUST CO
IRVINE, CALIFORNIA · FDIC Cert #35164
Capital & Safety Analysis
According to FDIC financial data, CAPITAL BANK&TRUST CO holds a Tier 1 capital ratio of 190.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITAL BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAPITAL BANK&TRUST CO shows strong financial health indicators. With $174M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPITAL BANK&TRUST CO has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 190.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPITAL BANK&TRUST CO holds $174M in total assets and $500K in total deposits. It is located in IRVINE, CALIFORNIA (FDIC Certificate #35164).
CAPITAL BANK&TRUST CO has a Tier 1 capital ratio of 190.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 61.14%.
Yes. CAPITAL BANK&TRUST CO is FDIC-insured (Certificate #35164). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.