FARMERS&MERCHANTS BANK OF SC
HOLLY HILL, SOUTH CAROLINA · FDIC Cert #1660
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS BANK OF SC holds a Tier 1 capital ratio of 38.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BANK OF SC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS BANK OF SC shows strong financial health indicators. With $392M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS BANK OF SC has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 38.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS BANK OF SC holds $392M in total assets and $347M in total deposits. It is located in HOLLY HILL, SOUTH CAROLINA (FDIC Certificate #1660).
FARMERS&MERCHANTS BANK OF SC has a Tier 1 capital ratio of 38.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.81%, and the return on assets is 2.20%.
Yes. FARMERS&MERCHANTS BANK OF SC is FDIC-insured (Certificate #1660). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.