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BankHealth

GREENE CNTY COMMERCIAL BANK

CATSKILL, NEW YORK · FDIC Cert #57710

A
Health Score
94/100
$1.1B
Total Assets
$1.0B
Total Deposits
49.50%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, GREENE CNTY COMMERCIAL BANK holds a Tier 1 capital ratio of 49.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREENE CNTY COMMERCIAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
98.93%
Liquidity Ratio
Strong — can meet withdrawal demands
0.59%
Return on Assets
Low profitability
$1.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

GREENE CNTY COMMERCIAL BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

GREENE CNTY COMMERCIAL BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 49.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

GREENE CNTY COMMERCIAL BANK holds $1.1B in total assets and $1.0B in total deposits. It is located in CATSKILL, NEW YORK (FDIC Certificate #57710).

GREENE CNTY COMMERCIAL BANK has a Tier 1 capital ratio of 49.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.59%.

Yes. GREENE CNTY COMMERCIAL BANK is FDIC-insured (Certificate #57710). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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