MIZUHO BANK USA
NEW YORK, NEW YORK · FDIC Cert #21843
Capital & Safety Analysis
According to FDIC financial data, MIZUHO BANK USA holds a Tier 1 capital ratio of 23.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIZUHO BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIZUHO BANK USA shows strong financial health indicators. With $6.0B in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIZUHO BANK USA has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 23.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIZUHO BANK USA holds $6.0B in total assets and $4.7B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #21843).
MIZUHO BANK USA has a Tier 1 capital ratio of 23.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.85%.
Yes. MIZUHO BANK USA is FDIC-insured (Certificate #21843). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.