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BankHealth

EVERENCE TRUST CO

GOSHEN, INDIANA · FDIC Cert #57109

A
Health Score
100/100
$14M
Total Assets
$500K
Total Deposits
138.45%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EVERENCE TRUST CO holds a Tier 1 capital ratio of 138.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EVERENCE TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
60.30%
Liquidity Ratio
Strong — can meet withdrawal demands
14.15%
Return on Assets
Profitable — earning well on assets
$500K
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EVERENCE TRUST CO shows strong financial health indicators. With $14M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EVERENCE TRUST CO has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 138.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EVERENCE TRUST CO holds $14M in total assets and $500K in total deposits. It is located in GOSHEN, INDIANA (FDIC Certificate #57109).

EVERENCE TRUST CO has a Tier 1 capital ratio of 138.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 14.15%.

Yes. EVERENCE TRUST CO is FDIC-insured (Certificate #57109). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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