FDS BANK
MASON, OHIO · FDIC Cert #33831
Capital & Safety Analysis
According to FDIC financial data, FDS BANK holds a Tier 1 capital ratio of 221.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FDS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FDS BANK shows strong financial health indicators. With $106M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FDS BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 221.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FDS BANK holds $106M in total assets and $15M in total deposits. It is located in MASON, OHIO (FDIC Certificate #33831).
FDS BANK has a Tier 1 capital ratio of 221.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 411.18%.
Yes. FDS BANK is FDIC-insured (Certificate #33831). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.