Safest Banks in Ohio 2026
Ohio has 144 FDIC-insured banks with an average Bank Health Score of 67/100 (B). The safest bank is Fds Bank with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 144 Banks in Ohio
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Fds Bank | Mason | A | 100 | 221.69% | 0.00% |
| 2 | Credit First National Assn | Brook Park | A | 100 | 367.61% | 0.00% |
| 3 | Nationwide Trust Co FSB | Columbus | A | 100 | 95.00% | 0.00% |
| 4 | Sutton Bank | Attica | A | 99 | 30.22% | 0.13% |
| 5 | Bank of Magnolia Co | Magnolia | A | 98 | 22.08% | 0.05% |
| 6 | Peoples Bank Co | Coldwater | A | 96 | 18.94% | 0.00% |
| 7 | First Central Nb of St Paris | St. Paris | A | 96 | 31.00% | 0.00% |
| 8 | First Nb in New Bremen | New Bremen | A | 95 | 27.24% | 0.26% |
| 9 | JPMorgan Chase Bank NA | Columbus | A | 95 | 16.37% | 0.78% |
| 10 | First Nb of Sycamore | Sycamore | A | 95 | 15.22% | 0.04% |
| 11 | First Nb of Blanchester | Blanchester | A | 94 | 22.06% | 0.13% |
| 12 | Citizens Nb of Woodsfield | Woodsfield | A | 94 | 21.84% | 0.10% |
| 13 | Andover Bank | Andover | A | 93 | 22.47% | 0.24% |
| 14 | First Nb of Mcconnelsville | Mcconnelsville | A | 93 | 16.15% | 0.62% |
| 15 | Unified Bank | Martins Ferry | A | 93 | 13.26% | 0.16% |
| 16 | Old Fort Banking Co | Old Fort | A | 92 | 14.13% | 0.00% |
| 17 | Union Bank Co | Columbus Grove | A | 92 | 15.51% | 0.32% |
| 18 | Croghan Colonial Bank | Fremont | A | 92 | 13.92% | 0.17% |
| 19 | First Federal Bank of Ohio | Galion | A | 92 | 32.12% | 0.04% |
| 20 | Community First Bank NA | Forest | A | 92 | 19.48% | 0.02% |
Bank Health Scores for Ohio are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Fds Bank in Mason is currently the safest bank in Ohio with a score of 100/100 (Grade A).
Ohio has 144 FDIC-insured banks with a combined $4.9T in total assets. The average Bank Health Score across the state is 67/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).