UNION BANK CO
COLUMBUS GROVE, OHIO · FDIC Cert #12969
Capital & Safety Analysis
According to FDIC financial data, UNION BANK CO holds a Tier 1 capital ratio of 15.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNION BANK CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNION BANK CO shows strong financial health indicators. With $1.1B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNION BANK CO has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNION BANK CO holds $1.1B in total assets and $1.0B in total deposits. It is located in COLUMBUS GROVE, OHIO (FDIC Certificate #12969).
UNION BANK CO has a Tier 1 capital ratio of 15.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is 0.80%.
Yes. UNION BANK CO is FDIC-insured (Certificate #12969). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.