UNIFIED BANK
MARTINS FERRY, OHIO · FDIC Cert #9463
Capital & Safety Analysis
According to FDIC financial data, UNIFIED BANK holds a Tier 1 capital ratio of 13.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNIFIED BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNIFIED BANK shows strong financial health indicators. With $818M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNIFIED BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 13.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNIFIED BANK holds $818M in total assets and $636M in total deposits. It is located in MARTINS FERRY, OHIO (FDIC Certificate #9463).
UNIFIED BANK has a Tier 1 capital ratio of 13.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.55%.
Yes. UNIFIED BANK is FDIC-insured (Certificate #9463). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.