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BankHealth

FIRST NB OF SYCAMORE

SYCAMORE, OHIO · FDIC Cert #6706

A
Health Score
95/100
$215M
Total Assets
$188M
Total Deposits
15.22%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB OF SYCAMORE holds a Tier 1 capital ratio of 15.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF SYCAMORE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
36.58%
Liquidity Ratio
Strong — can meet withdrawal demands
0.81%
Return on Assets
Low profitability
$188M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF SYCAMORE shows strong financial health indicators. With $215M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF SYCAMORE has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF SYCAMORE holds $215M in total assets and $188M in total deposits. It is located in SYCAMORE, OHIO (FDIC Certificate #6706).

FIRST NB OF SYCAMORE has a Tier 1 capital ratio of 15.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.81%.

Yes. FIRST NB OF SYCAMORE is FDIC-insured (Certificate #6706). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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