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BankHealth

COMMUNITY FIRST BANK NA

FOREST, OHIO · FDIC Cert #6584

A
Health Score
92/100
$57M
Total Assets
$53M
Total Deposits
19.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY FIRST BANK NA holds a Tier 1 capital ratio of 19.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY FIRST BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
44.10%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.03%
Return on Assets
Negative — losing money
$53M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY FIRST BANK NA shows strong financial health indicators. With $57M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY FIRST BANK NA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 19.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY FIRST BANK NA holds $57M in total assets and $53M in total deposits. It is located in FOREST, OHIO (FDIC Certificate #6584).

COMMUNITY FIRST BANK NA has a Tier 1 capital ratio of 19.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is -0.03%.

Yes. COMMUNITY FIRST BANK NA is FDIC-insured (Certificate #6584). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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